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13838 Bayside Dr, Monroe, MI, 48161

2beds
1baths
960sqft
$168,000
$175price/sqft
$1,285/moest. monthly cost
$51,400/yrincome needed

About This Home

Welcome to this 2 bedroom (possible 3 bed) ranch home on just under 1.5 acres! Recent updates include a new furnace, central A/C (2025), hot water tank, brand new electrical panel and house has been re-wired, and updated windows throughout providing peace of mind for years to come. Outside, enjoy plenty of space to spread out with a large garden area, and room for outdoor hobbies, entertaining, or recreation. Ideally located just minutes from Bolles Harbor, offering convenient access to boating, fishing, marinas, parks, and restaurants. Selling as-is.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Custer Elementary SchoolGrades PK-62.3 mi
6/10
Monroe Middle SchoolGrades 6-82.7 mi
--
Monroe High SchoolGrades 8-123.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main
  • Area: 126

Bedroom2

  • Level: Main
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 81

Features

  • Finished area below ground: 0
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Level: Main
  • Area: 340

Living Room

  • Level: Main
  • Area: 192

Property

Details

  • Parcel number: 12 060 091 00
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 118

Lot

  • Lot size: 1.46 Acres
  • Lot size dimensions: 169 x irregular

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Hail
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Monroe County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $849$10,188
Home Insurance *$103$1,236
Property Taxes $145$1,740
Electricity $188$2,259
Total$1,285$15,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,057/yr
40% on housing$38,550/yr
45% on housing$34,266/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 48161$119
Monroe County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 48161$132
Monroe County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$159,900
2026-06-30Price change$168,000
2026-05-31Listed for sale$175,000
2021-05-28Sold$85,000
2021-05-28Pending sale$79,900
2021-04-09Contingent$79,900
2021-04-05Listed for sale$79,900

For Sale by Agent

AgentSamantha Barber
BrokerageSerenity Realty LLC

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