3603 W 404th Rd, Bertrand, MO, 63823
About This Home
Country living (1.41 acres) at its best describes this will kempt home that whispers family. Open the door into an inviting entrance area that flows into a large living space with natural lighting enhancing the living zone. Down the hall lie the roomy bathroom, 3 bedrooms, and larger main bedroom. All rooms boast nicely sized closet space. Off the hall lies a warm dining area that opens to the patio. The U-shaped kitchen affords manageability. Strategically placed beside the kitchen and the garage entrance, the work area awaits. A spacious laundry room, as well as a 3/4 bath, serves as a cleaning area before entering the house proper. A large shed sits out back with a sidewalk attaching it to the patio. This shed has 3 separate openings that offer many opportunities for use. This home has been loved and reflects the land that promises a relaxed breathability to life.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1973
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,158
- Total interior livable area: 2,158 sqft
Property
Details
- Parcel number: 105016000000005001
Features
- Pool features: None
- Patio & porch: Patio,Porch
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Earthquake
- Heat Wave
- Lightning
- Winter Weather
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,183 | $14,196 |
| Home Insurance * | $397 | $4,764 |
| Property Taxes | $150 | $1,800 |
| Electricity | $164 | $1,977 |
| Total | $1,894 | $22,728 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-26 | Listed for sale | $234,000 |
| 2026-04-18 | Listing removed | $249,000 |
| 2026-03-11 | Price change | $249,000 |
| 2026-01-10 | Price change | $275,000 |
| 2025-11-21 | Listed for sale | $287,000 |
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