815 Gail St, Charleston, MO, 63834
About This Home
First time on the market. Beautiful 5 bedroom, 3.5 bath open concept ranch-style home that will wow you. This home has over 2500 Sq Ft living space with: large living room, open concept kitchen with all stainless appliances, large bar, vaulted ceilings, formal dining room, split bedroom floor plan. Master suite is on west side. Utility/laundry room, 4 bedrooms and 2 baths on east side. Wood flooring throughout. Custom cabinetry, security doors and windows. 2 central H&A units, 2 car garage and large fenced yard on a corner lot. Most furnishings with stay with the home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2009
Materials
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: ENERGY STAR Qualified Water Heater,Dishwasher,Disposal,Dryer,Refrigerator,Stainless Steel Appliance(s),Washer
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 4
- Main level bedrooms: 5
Features
- Separate Dining,Vaulted Ceiling(s),Breakfast Bar,Custom Cabinetry
- Flooring: Hardwood
- Fireplace features: None
- Finished area above ground: 2,559
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,559
- Total interior livable area: 2,559 sqft
Property
Details
- Parcel number: 930070010160050
- Special condition: Standard
Features
- Levels: One
Lot
- Lot size: 0.42 Acres
- Features: Corner Lot
- Lot size dimensions: 120 x 155
Parking
- Total spaces: 2
- Parking features: Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Ice Storm
- Tornado
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,188 | $14,256 |
| Home Insurance * | $445 | $5,340 |
| Property Taxes | $150 | $1,800 |
| Electricity | $195 | $2,344 |
| Total | $1,978 | $23,736 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-23 | Price change | $235,000 |
| 2025-07-28 | Price change | $275,000 |
| 2024-03-07 | Price change | $295,000 |
| 2024-01-30 | Listed for sale | $325,000 |
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