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801 S Main St, Charleston, MO, 63834

1beds
2baths
1,492sqft
$99,000
$66price/sqft
$891/moest. monthly cost
$35,640/yrincome needed

About This Home

Located in the heart of Charleston, this unique 1-bedroom, 2-bathroom home offers spacious living and incredible flexibility. The open-concept layout seamlessly connects the oversized living room and dining area, creating the perfect space for entertaining or relaxing. The generously sized primary suite provides a peaceful retreat with plenty of room to unwind. You'll love the large laundry room with storage, plus a versatile flex space that's perfect for a pantry, hobby room, home office, or craft area—tailor it to fit your lifestyle!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
Charleston Middle SchoolGrades 4-60.2 mi
5/10
Charleston High SchoolGrades 7-120.8 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range Hood,Electric Range,Free-Standing Refrigerator,Washer/Dryer,Electric Water Heater
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Beamed Ceilings,Laminate Counters,Natural Woodwork,Open Floorplan,Walk-In Closet(s),Workshop/Hobby Area
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,492

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,492
  • Total interior livable area: 1,492 sqft

Property

Details

  • Parcel number: 093.0008020220001.000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Private Yard
  • Fencing: Wood

Lot

  • Lot size: 4,486 sqft
  • Features: Corner Lot
  • Lot size dimensions: 50 x 90

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$187$2,244
Property Taxes $63$756
Electricity $141$1,693
Total$891$10,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,548/yr
40% on housing$26,730/yr
45% on housing$23,760/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 63834$60
Mississippi County$72

vs Homes Sold Last Month

Median $/sqft

ZIP 63834
Mississippi County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Price change$99,000
2026-07-02Listed for sale$105,000

For Sale by Agent

AgentLawren McMullan
BrokerageEDGE Realty, ERA Powered

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