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5813 W Temperance Rd, Ottawa Lake, MI, 49267

5beds
3baths
2,269sqft
$294,900
$130price/sqft
$2,149/moest. monthly cost
$85,960/yrincome needed

About This Home

Completely renovated from the ground up, this spacious 5-bedroom home is located in the sought-after Whiteford Agricultural School District. Nearly every detail has been updated, offering modern comfort while providing peace of mind with a new well and new septic system. The home features a beautifully updated kitchen with all new stainless steel appliances and butcher block countertops, creating a warm and functional space for cooking and gathering. A newly added second-floor primary suite offers a private retreat with a large closet and an oversized bathroom. With five bedrooms and extensive renovations throughout, this home provides plenty of space and modern updates in a desirable location. Schedule your showing today to see everything it has to offer!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
6/10
Whiteford Middle SchoolGrades 6-81.2 mi
8/10
Whiteford High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main

Bathroom2

  • Level: Second

Bedroom1

  • Features: Vinyl
  • Level: Main
  • Area: 162

Bedroom2

  • Features: Vinyl
  • Level: Main
  • Area: 198

Bedroom3

  • Features: Vinyl
  • Level: Second
  • Area: 238

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 120

Bedroom5

  • Features: Carpet
  • Level: Second
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,269

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,269
  • Total interior livable area: 2,269 sqft

Kitchen

  • Features: Vinyl
  • Level: Main
  • Area: 247

Living Room

  • Features: Vinyl
  • Level: Main
  • Area: 336

Property

Details

  • Parcel number: 15 023 018 00
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Frontage type: Road
  • Frontage length: 144

Lot

  • Lot size: 0.43 Acres
  • Lot size dimensions: 144 x 132

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Monroe County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$156$1,872
Property Taxes $255$3,060
Electricity $247$2,969
Total$2,149$25,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,680/yr
40% on housing$64,470/yr
45% on housing$57,306/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 49267$152
Monroe County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 49267$191
Monroe County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$321,000
2026-04-07Price change$326,000
2026-03-12Listed for sale$336,000
2025-08-15Sold$125,304
2025-07-07Pending sale$129,000
2025-06-30Price change$129,000
2025-06-25Pending sale$145,800
2025-05-29Listed for sale$145,800
2025-05-12Pending sale$145,800
2025-05-07Price change$145,800
2025-04-08Price change$162,000
2025-02-21Listed for sale$180,000
2024-03-22Listing removed--
2024-03-13Contingent$199,900
2024-01-22Price change$199,900
2023-11-14Listed for sale$210,000
2023-10-27Sold$165,980
2023-05-01Listing removed--
2021-04-30Sold$190,000
2021-03-29Pending sale$179,000
2021-03-26Listed for sale$179,000

For Sale by Agent

AgentBarbara Anderson
BrokerageLPG Realty

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