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1123 E 1st St, Monroe, MI, 48161

4beds
2baths
1,524sqft
$155,000
$102price/sqft
$1,200/moest. monthly cost
$48,000/yrincome needed

About This Home

Completely Remodeled & Move-In Ready! Welcome to 1123 E. 1st Street in Monroe, where timeless character meets modern updates. This spacious 4-bedroom, 2-bath home offers over 1,500 square feet of beautifully refreshed living space, blending the charm of a classic 1893 home with the comfort and style today's buyers demand. The striking exterior showcases a freshly updated enclosed front porch, creating outstanding curb appeal and a welcoming first impression. Inside, you'll find an open and inviting layout featuring generous living and dining areas, a large updated kitchen with abundant workspace, and four spacious bedrooms, including an expansive upper-level primary suite complete with its own full bath. The versatile floor plan provides flexibility for growing families, multi-generational living, home office needs, or guests. Recent renovations throughout the home create a truly turnkey opportunity, allowing the next owner to move in and immediately enjoy. Large windows fill the home with natural light, while the thoughtful updates enhance both functionality and style. The basement offers additional storage space, and the detached garage provides convenient parking and workshop potential. Located close to downtown Monroe, parks, schools, shopping, dining, and major commuter routes, this home delivers exceptional value with the space, updates, and character rarely found at this price point. A fantastic opportunity to own a completely remodeled 4-bedroom, 2-bath home that combines historic charm with modern living.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
Custer Elementary SchoolGrades PK-63.0 mi
6/10
Monroe Middle SchoolGrades 6-80.8 mi
--
Monroe High SchoolGrades 8-122.8 mi

Construction

Condition

  • Year built: 1893

Materials

  • Foundation: Basement,Block
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Entry
  • Area: 154
  • Dimensions: 11 X 14

Bedroom

  • Level: Entry
  • Area: 120
  • Dimensions: 10 X 12

Bedroom

  • Level: Entry
  • Area: 168
  • Dimensions: 12 X 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Entry
  • Area: 176
  • Dimensions: 11 X 16

Features

  • Finished area above ground: 1,524

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,524 sqft

Kitchen

  • Level: Entry
  • Area: 224
  • Dimensions: 14 X 16

Living Room

  • Level: Entry
  • Area: 234
  • Dimensions: 13 X 18

Other

  • Level: Entry
  • Area: 49
  • Dimensions: 7 X 7

Primary Bathroom

  • Level: Second
  • Area: 49
  • Dimensions: 7 X 7

Primary Bedroom

  • Level: Second
  • Area: 357
  • Dimensions: 17 X 21

Property

Details

  • Parcel number: 58554901094000
  • Special condition: Short Sale No,Standard

Features

  • Levels: One And One Half
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 54.5 x 75

Parking

  • Total spaces: 1
  • Parking features: One Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Monroe County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$95$1,140
Property Taxes $134$1,608
Electricity $188$2,259
Total$1,200$14,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,142/yr
40% on housing$36,000/yr
45% on housing$32,000/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 48161$119
Monroe County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 48161$132
Monroe County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$155,000
2026-07-10Listed for sale$155,000
2026-07-03Pending sale$155,000
2026-06-12Price change$155,000
2026-06-05Price change$169,900
2026-06-03Listed for sale$179,900
2025-09-08Sold$40,000
2022-10-03Sold$38,000
2012-10-02Listing removed$39,900
2012-08-22Listed for sale$39,900
2012-05-09Sold$12,100
2011-12-31Price change$24,900
2011-10-23Listed for sale$29,900
2011-08-26Listing removed$39,900
2011-07-24Listed for sale$39,900
2010-11-22Sold$20,419
2002-07-05Sold$33,964

For Sale by Agent

AgentMichael Nickola
BrokerageReal Estate For A CAUSE

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