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606 5th St, Cloudcroft, NM, 88317

5beds
2baths
2,054sqft
$519,900
$253price/sqft
$3,735/moest. monthly cost
$149,400/yrincome needed

About This Home

The gorgeous mountain home is being marketed as a fully furnished property, and the existing furnishings will remain for the convenience of the buyer if desired. If a buyer prefers the property without furnishings, the seller will remove them prior to closing. The listing price reflects the value of the real property itself, and the furnishings are simply offered as a convenience to the buyer. The property includes two lots as reflected on the survey, and both lots will convey to the buyer with the sale.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
4/10
Cloudcroft Middle SchoolGrades 6-80.4 mi
6/10
Cloudcroft High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1965

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Other

Interior Area

  • Total structure area: 2,054
  • Total interior livable area: 2,054 sqft

Property

Details

  • Parcel number: R035676

Lot

  • Lot size: 5,401 sqft
  • Features: Irregular Lot

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Lightning
Hail
Ice Storm

FEMA Declared Disasters in Otero County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance *$257$3,084
Property Taxes $702$8,424
Electricity $148$1,780
Total$3,735$44,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,057/yr
40% on housing$112,050/yr
45% on housing$99,600/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 88317$174
Otero County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 88317$248
Otero County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$544,900
2026-03-03Listing removed$549,900
2025-05-29Price change$549,900
2025-05-24Listed for sale$589,000
2025-05-01Listing removed$589,000
2024-10-28Listed for sale$589,000
2022-02-26Listing removed$525,000
2022-01-15Listed for sale$525,000
2019-07-23Sold--
2019-07-05Pending sale$269,000
2019-06-21Listed for sale$269,000
2019-04-22Listing removed$289,000
2018-06-02Listed for sale$289,000

For Sale by Agent

AgentErica Walters
BrokerageKeller Williams - Westside

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