824 Harbor Ave, Monroe, MI, 48162
About This Home
2 Bedroom, 1 bath ranch with 2 car garage. Close to shopping, expressways and restaurants. THIS IS A HUD HOME BEING SOLD AS IS. EXCLUSIVE LISTING. OWNER OCCUPANT BIDS ONLY FIRST 14 DAYS ON MARKET. INVESTORS CAN BID AFTER EXCLUSIVE LISTING PERIOD EXPIRES. FHA Case #261934623. FHA insurability is IE (insured with escrow), subject to appraisal. Seller makes no representations or warranties as to property condition. Seller may contribute up to 3% for buyer's closing costs upon buyer request. Equal Housing Opportunity.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1939
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Bedroom
- Level: Entry
- Area: 120
- Dimensions: 12 X 10
Bedroom
- Level: Entry
- Area: 96
- Dimensions: 12 X 8
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area above ground: 840
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total interior livable area: 840 sqft
Kitchen
- Level: Entry
- Area: 180
- Dimensions: 20 X 9
Laundry
- Level: Entry
- Area: 84
- Dimensions: 12 X 7
Living Room
- Level: Entry
- Area: 156
- Dimensions: 13 X 12
Other
- Level: Entry
- Area: 40
- Dimensions: 5 X 8
Property
Details
- Parcel number: 58555900433000
- Special condition: Government Owned,Short Sale No
- Exclusions: Exclusion(s) Do Not Exist
Features
- Levels: One
- Stories: 1
- Entry location: GroundLevelwSteps
- Pool features: None
Lot
- Lot size: 0.29 Acres
- Lot size dimensions: 80 x 160
Parking
- Total spaces: 2
- Parking features: Two Car Garage,Detached
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Monroe County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $404 | $4,848 |
| Home Insurance * | $41 | $492 |
| Property Taxes | $69 | $828 |
| Electricity | $188 | $2,259 |
| Total | $702 | $8,424 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Pending sale | $80,000 |
| 2026-07-23 | Price change | $80,000 |
| 2026-06-02 | Listed for sale | $90,000 |
| 2025-10-28 | Listing removed | $100,000 |
| 2025-09-17 | Pending sale | $100,000 |
| 2025-07-24 | Listed for sale | $100,000 |
| 2023-12-25 | Listing removed | -- |
| 2023-06-25 | Listed for sale | $89,900 |
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