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6265 W Old Channel Trl, Montague, MI, 49437

3beds
2baths
1,372sqft
$309,900
$226price/sqft
$2,191/moest. monthly cost
$87,640/yrincome needed

About This Home

Updated ranch with beautiful views of White Lake and a fully remodeled interior, offering a turnkey opportunity in a peaceful cul-de-sac setting. This move in ready home features a brand new kitchen with modern cabinetry, quartz countertops, stainless finishes, a convenient snack bar, and all appliances included. Inside you'll find beautiful floors, a bright and spacious living room with abundant natural light offering incredible views of White Lake, and three cozy bedrooms. Two updated full baths showcase contemporary fixtures, fresh tile, and stylish vanities. The dining area opens through a slider to a large backyard patio, ideal for grilling, entertaining, or simply relaxing and taking in the quiet surroundings. Just minutes from Medbery Park, you'll enjoy easy access to beach frontage, a public boat launch, and the channel, perfect for watching boats and enjoying the White Lake lifestyle. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

4/10
Oehrli Elementary SchoolGrades 1-53.0 mi
6/10
Montague High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Gas Dryer Hookup,Laundry Closet,Main Level,Sink,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen
  • Window features: Screens,Replacement,Insulated Windows
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,372
  • Total interior livable area: 1,372 sqft

Property

Details

  • Parcel number: 01001200000501
  • Zoning description: Residential

Features

  • Stories: 1

Lot

  • Lot size: 10,454 sqft
  • Features: Corner Lot,Level,Cul-De-Sac,Ground Cover
  • Lot size dimensions: irregular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tsunami

FEMA Declared Disasters in Muskegon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$152$1,824
Property Taxes $284$3,408
Electricity $188$2,259
Total$2,191$26,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,120/yr
40% on housing$65,730/yr
45% on housing$58,426/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 49437$160
Muskegon County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 49437$223
Muskegon County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$299,900
2026-07-21Price change$309,900
2026-06-27Price change$314,900
2026-06-03Listed for sale$319,900
2025-12-10Listing removed$289,900
2025-11-18Price change$289,900
2025-10-08Price change$294,900
2025-08-09Listed for sale$299,900
2021-04-01Sold$125,000

For Sale by Agent

AgentBrian C Anderson
BrokerageEmber and Stone Real Estate

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