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10 Morton Trl, Montague, MI, 49437

5beds
3baths
3,720sqft
$825,000
$222price/sqft
$5,737/moest. monthly cost
$229,480/yrincome needed

About This Home

Tucked away on a peaceful 1.6-acre wooded lot, this stunning custom home, built in 2023, offers 5 bedrooms, 3 bathrooms, and 1,500 feet of private association access to Lake Michigan—an opportunity you won't want to miss. Step into a warm and inviting foyer that opens to a spacious, open-concept living and dining area. The kitchen features soaring cathedral ceilings, a center island, stainless steel appliances, and plenty of room to entertain. A cozy sunroom just off the living area includes a hot tub and leads to a beautiful deck—ideal for relaxing or hosting guests. Don't miss this rare chance to own a secluded, lake-access gem.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Oehrli Elementary SchoolGrades 1-54.3 mi
6/10
Montague High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Wet Bar,Center Island
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,725

Interior Area

  • Total structure area: 1,995
  • Total interior livable area: 3,720 sqft

Property

Details

  • Parcel number: 01115200001300
  • Zoning description: Res

Features

  • Stories: 1
  • Has spa: Yes
  • Spa features: Hot Tub Spa
  • Waterfront features: Lake

Lot

  • Lot size: 1.60 Acres
  • Features: Wooded
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tsunami

FEMA Declared Disasters in Muskegon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$405$4,860
Property Taxes $756$9,072
Electricity $405$4,869
Total$5,737$68,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,697/yr
40% on housing$172,110/yr
45% on housing$152,986/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 49437$157
Muskegon County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 49437$223
Muskegon County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$849,900
2025-08-07Listed for sale$850,000
2023-11-30Listing removed--
2023-08-11Listed for sale$874,900
2023-04-16Listing removed--
2021-04-15Sold$54,500
2021-03-20Pending sale$54,900
2020-12-10Listed for sale$54,900
2019-08-08Sold$96,500

For Sale by Agent

AgentNestor Vazquez
BrokerageFive Star Real Estate (Main)

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