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5795 Old Channel Trl, Montague, MI, 49437

5beds
2baths
4,284sqft
$1,599,900
$373price/sqft
$10,808/moest. monthly cost
$432,320/yrincome needed

About This Home

Exquisite opportunity! With over 14 acres and 250 ft of lake frontage on White Lake, this Edwardian Era home exudes historic charm and opulence. In addition to the 3 stories of impressive wood work, 9' ceilings, three gorgeous fireplaces, and your choice of porches, this property also includes a 1400 sq foot carriage house, storage shed, boat house, and an electric beach trolley. Five large bedrooms and two full bathrooms give plenty of space; however, the 3rd floor attic has great potential for additional living space and/or more bedrooms if desired. A mix of sandy beach and sea wall on the shore allows for all types of water sports' fun. The area is known for trophy fishing, golf, boating, & hunting. White Lake is a deep water port to Lake Michigan making it ideal for boating/sailing!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
Oehrli Elementary SchoolGrades 1-52.4 mi
6/10
Montague High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1903

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Main Level,Other

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Pantry
  • Flooring: Wood
  • Number of fireplaces: 3
  • Fireplace features: Formal Dining,Living Room,Master Bedroom,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 4,284
  • Total interior livable area: 4,284 sqft

Property

Details

  • Parcel number: 6102031300000400

Features

  • Stories: 3
  • Patio & porch: Scrn Porch
  • Exterior features: Other
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: White Lake

Lot

  • Lot size: 14.83 Acres
  • Features: Level,Wooded
  • Lot size dimensions: 50' x 2635'

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tsunami

FEMA Declared Disasters in Muskegon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,089$97,068
Home Insurance *$786$9,432
Property Taxes $1,466$17,592
Electricity $467$5,607
Total$10,808$129,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$370,560/yr
40% on housing$324,240/yr
45% on housing$288,213/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 49437$143
Muskegon County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 49437$223
Muskegon County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Price change$1,649,900
2025-09-27Listed for sale$1,699,900
2025-09-26Listing removed$1,699,900
2025-08-31Price change$1,699,900
2025-08-06Listed for sale$1,749,900
2025-08-02Pending sale$1,749,900
2025-07-27Price change$1,749,900
2025-06-29Price change$1,849,900
2025-03-26Listed for sale$1,999,900
2024-10-02Listing removed$1,749,000
2024-07-15Price change$1,749,999
2024-05-24Listed for sale$1,899,000
2023-12-31Listing removed--
2023-11-09Price change$1,949,000
2023-09-02Price change$2,050,000
2023-04-13Listed for sale$2,100,000
2022-12-07Listing removed--
2022-10-13Listed for sale$2,200,000
2022-09-25Pending sale$2,200,000
2022-09-15Contingent$2,200,000
2022-06-11Listed for sale$2,200,000
2021-12-01Sold$905,000

For Sale by Agent

AgentSusan Besteman
BrokerageBesteman Properties Group Inc.

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