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1190 Shore Dr, Tignall, GA, 30668

2beds
1baths
1,581sqft
$349,000
$221price/sqft
$2,298/moest. monthly cost
$91,920/yrincome needed

About This Home

Private Lake Community on Clarks Hill, Lincoln County. The property features 2 bedrooms, 1 bathroom and a office/den that can easily serve as an additional bedroom. The spacious living area includes a separate dining room that leads to the kitchen and laundry room, with a large center hallway providing easy access to all rooms. Additional highlights includes stunning ceilings throughout, a huge covered front porch with a rear deck for grilling. Situated on two lots in a quaint, private community on Clarks Hill Lake, the home offers exclusive community only lake access. A third included lot is also buildable per the county. The home has been extensivlely upgraded and maintained since 2018 with new roof, HVAC, flooring, windows, new bathroom, foundation work, crawl space plastic, interior and exterior paint. Too many upgrades to mention.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
9/10
5/10
Lincoln County High SchoolGrades 9-1211.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1995

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Block,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage,Country/Rustic,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Oven/Range (Combo),Refrigerator
  • Laundry features: In Kitchen

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Separate Room

Features

  • High Ceilings,Master On Main Level,Rear Stairs,Roommate Plan
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Carpet,Laminate,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,581
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,581
  • Total interior livable area: 1,581 sqft

Kitchen

  • Features: Breakfast Area

Property

Details

  • Parcel number: 05B 017
  • Special condition: As Is,Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Waterbody name: Clarks Hill

Lot

  • Lot size: 1.20 Acres
  • Features: Level,Private

Parking

  • Total spaces: 4
  • Parking features: Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$83$996
Property Taxes $232$2,784
Electricity $219$2,637
Total$2,298$27,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,788/yr
40% on housing$68,940/yr
45% on housing$61,280/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 10.3%
10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 30668$196
Lincoln County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 30668
Lincoln County$309

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$349,000
2018-09-14Sold$22,000
2018-09-04Pending sale$25,000
2018-08-22Price change$25,000
2018-07-07Listed for sale$54,900

For Sale by Agent

AgentAmy Barron
BrokeragePreferred GA Properties LLC

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