5592 S Shore Dr, Whitehall, MI, 49461
About This Home
A Rare Legacy on White Lake in White Lake Michigan with direct access to Lake Michigan. Some properties are purchased. Others are passed down for generations. This extraordinary waterfront estate offers something increasingly difficult to find on White Lake: true privacy, expansive shoreline, and the kind of setting where lifelong memories are made season after season on 'The South Shore Drive'. Hidden away from the noise of everyday life, this is more than a home, it is an escape. A place where mornings begin with calm water and endless horizon views, afternoons are spent boating the open lake, and evenings end around the glow of sunset reflections over the shoreline. The property places you at the center of one of the Midwest's most treasured boating cultures. Cruise to harbor towns, spend days on the water with family and friends, or simply enjoy the quiet luxury of living where others vacation. Large waterfront parcels of this caliber have become exceptionally scarce. Opportunities to own waterfront of this size, with this level of privacy and prestige, are increasingly rare along the White Lake shoreline. Designed for those who value space, legacy, and timeless Midwest luxury, this estate offers the foundation for generations of unforgettable moments: Summer gatherings on the water. Children and grandchildren are returning year after year. A private retreat that becomes part of your family story. This is not simply a waterfront home. It is a legacy estate, created for those who understand that rare properties are never truly replicated.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Roof: Composition
- Construction materials: Wood Siding,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Oven
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Features
- Guest Quarters,Wet Bar,Eat-in Kitchen,Pantry
- Window features: Insulated Windows
- Flooring: Carpet,Ceramic Tile,Wood
- Number of fireplaces: 2
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 7,070
- Total interior livable area: 7,070 sqft
Property
Details
- Parcel number: 06106400000600
Features
- Stories: 2
- Exterior features: Balcony
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: White Lake
Lot
- Lot size: 2.05 Acres
- Features: Ground Cover
- Lot size dimensions: 246 x 545 x 359 x 378
Parking
- Total spaces: 5
- Parking features: Garage Faces Front,Garage Door Opener,Detached,Attached
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Muskegon County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $17,697 | $212,364 |
| Home Insurance * | $1,420 | $17,040 |
| Property Taxes | $4,814 | $57,768 |
| Electricity | $771 | $9,253 |
| Total | $24,702 | $296,424 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $3,200,000 |
| 2026-05-29 | Listed for sale | $3,500,000 |
View on Zillow