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863 NE Saturn Lane #174, Bremerton, WA, 98311

2beds
2baths
1,404sqft
$185,000
$132price/sqft
$1,269/moest. monthly cost
$50,760/yrincome needed

About This Home

Affordable, low-maintenance living awaits in the sought-after 55+ community of Silverdale Estates! Enjoy resort-style amenities including an upscale clubhouse with an indoor pool, sauna, game room, full kitchen, sport courts, scenic pond, and available RV parking. This well-maintained 2-bedroom, 2-bath home offers an inviting open floor plan with vaulted ceilings, skylights, a spacious kitchen with breakfast nook, formal dining area, and a private primary suite. French doors open to a versatile office or den, while the energy-efficient heat pump provides year-round comfort. Outside, relax on the private back patio overlooking peaceful woods, with a covered carport and a 9x11 storage shed offering plenty of space for hobbies and storage. The perfect combination of comfort, convenience, and community—all at an affordable price!

Getting Around

23
WalkingCar-Dependent
26
TransitSome Transit
14
BikeSomewhat Bikeable

Schools

6/10
5/10
8/10
Olympic High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1996

Materials

  • Foundation: Tie Down
  • Roof: Composition
  • Construction materials: Wood Products

Other

  • Builder model: 27/52

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manuf-Double Wide
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Window features: Double Pane Windows
  • Flooring: Vinyl,Carpet

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,404
  • Total interior livable area: 1,404 sqft

Property

Details

  • Parcel number: 90000092440008
  • Lease amount: 966
  • Special condition: See Remarks

Features

  • Levels: One
  • Stories: 1
  • Has spa: Yes
  • Has view: Yes
  • View description: Territorial

Lot

  • Features: Cul-De-Sac,Paved

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$45$540
Property Taxes $140$1,680
Electricity $149$1,793
Total$1,269$15,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,508/yr
40% on housing$38,070/yr
45% on housing$33,840/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 98311$195
Kitsap County$294

vs Homes Sold Last Month

Median $/sqft

ZIP 98311$282
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$175,000
2026-07-30Listed for sale$185,000
2023-12-12Sold$185,000
2023-11-06Pending sale$179,000
2023-10-30Price change$179,000
2023-10-10Price change$189,000
2023-09-25Listed for sale$200,000

For Sale by Agent

AgentSummer G. Davy
BrokerageWindermere RE West Sound Inc

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