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4275 Ford Rd, Muskegon, MI, 49445

6beds
4baths
2,271sqft
$499,900
$220price/sqft
$3,072/moest. monthly cost
$122,880/yrincome needed

About This Home

Experience the perfect blend of interior and exterior space, comfort, and functionality on over 4 ½ acres! This home offers true full-main-floor living, highlighted by a welcoming entrance with 14' vaulted ceiling with expansive natural light, a spacious primary suite, 3 additional bedrooms and main-floor laundry. You will find a fully finished lower level boasting a large family room, 2 bedrooms and 1 bath and hook-up in lower level garage for laundry. There is ample storage throughout the home both inside and out with 2 separate, 2-stall garages, an attached 36x36 workshop, and a massive 24x24 pole barn for all your hobbies, projects, and equipment. Do not miss this opportunity to own a peaceful home and spacious retreat. Close proximity to Pioneer Park, a new roof in 2025!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Central Elementary SchoolGrades PK-43.3 mi
6/10
6/10
Reeths-Puffer High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Features

  • Ceiling Fan(s)
  • Window features: Skylight(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,271
  • Total interior livable area: 2,271 sqft

Property

Details

  • Parcel number: 09005300000501
  • Zoning description: R-1

Features

  • Stories: 1

Lot

  • Lot size: 4.56 Acres
  • Lot size dimensions: 488 x 361

Parking

  • Total spaces: 5
  • Parking features: Garage Faces Side,Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tsunami

FEMA Declared Disasters in Muskegon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$184$2,208
Property Taxes $114$1,368
Electricity $247$2,972
Total$3,072$36,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,325/yr
40% on housing$92,160/yr
45% on housing$81,920/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 49445$177
Muskegon County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 49445$175
Muskegon County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$524,900
2026-04-27Listed for sale$549,900
2026-04-23Pending sale$549,900
2026-03-25Listed for sale$549,900

For Sale by Agent

AgentGina J Vis, HomeRealty, LLC, Kenneth A Vis, HomeRealty, LLC
BrokerageHomeRealty, LLC

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