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1234 W Giles Rd, Muskegon, MI, 49445

2beds
3baths
1,500sqft
$299,000
$199price/sqft
$2,289/moest. monthly cost
$91,560/yrincome needed

About This Home

The sellers have taken major steps on the transformation of this home. This is a great opportunity to finish it out as you desire. All building materials purchased for the home will remain. This is going to be a beauty! Hardwood floors in the original home. Cozy fireplace in the living room. Extra large porch off the future kitchen and master bedroom. 3 car garage, plus a newer huge 40' x 24' pole barn with two 12' overhead doors. Situated on almost 1.5 acres.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Central Elementary SchoolGrades PK-40.8 mi
6/10
6/10
Reeths-Puffer High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Daylight,Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Replacement
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Parcel number: 6109320000000400
  • Zoning description: R4

Features

  • Stories: 1

Lot

  • Lot size: 1.46 Acres
  • Features: Level,Wooded
  • Lot size dimensions: 83.75 x 761.75

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Lightning
Tsunami

FEMA Declared Disasters in Muskegon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$110$1,320
Property Taxes $480$5,760
Electricity $188$2,259
Total$2,289$27,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,480/yr
40% on housing$68,670/yr
45% on housing$61,040/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 49445$179
Muskegon County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 49445$175
Muskegon County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-07Listed for sale$318,000
2001-05-09Sold$74,900

For Sale by Agent

AgentDavid K Nadeau
BrokerageColdwell Banker Woodland Schmidt Saugatuck

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