See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

122 10th STREET S S, La Crosse, WI, 54601

4beds
4baths
4,950sqft
$499,900
$101price/sqft
$3,849/moest. monthly cost
$153,960/yrincome needed

About This Home

Stately and beautifully renovated, this 3-story home is located in one of La Crosse's desirable historic neighborhoods. Enjoy a walkable lifestyle just steps from the Y, library, churches, parks, downtown, and more. Timeless character shines throughout, complemented by thoughtful updates including dual HVAC systems, updated wiring, a stunning new kitchen, spacious pantry, and four stylishly renovated bathrooms. The grand open staircase, framed by spectacular oversized leaded-glass windows, creates a memorable first impression. Large, light-filled rooms flow seamlessly for comfortable living and entertaining. The third floor offers a bright, flexible space with a private full bath, plus additional expansion potential. Historic charm, modern amenities, and an exceptional location.

Getting Around

81
WalkingVery Walkable
40
TransitSome Transit
86
BikeVery Bikeable

Schools

5/10
Emerson Elementary SchoolGrades PK-50.9 mi
5/10
Logan Middle SchoolGrades 6-82.3 mi
7/10
Logan High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1887

Materials

  • Construction materials: Brick,Brick/Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian/Federal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Features: Master Bedroom Bath

Bedroom2

  • Level: Upper
  • Area: 240

Bedroom3

  • Level: Upper
  • Area: 169

Bedroom4

  • Level: Upper
  • Area: 418

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 270

Heating & Cooling

  • Heating features: Natural Gas,Multiple Units
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 4,950
  • Total interior livable area: 4,950 sqft

Kitchen

  • Level: Main
  • Area: 224

Living Room

  • Level: Main
  • Area: 285

Master Bedroom

  • Level: Upper
  • Area: 210

Office

  • Level: Main
  • Area: 196

Property

Details

  • Parcel number: 017020184080
  • Zoning: Residential
  • Exclusions: Sellers Personal Property

Features

  • Levels: Multi-Level
  • Living area range: 3501 or more,3501-5000,2501 or more

Lot

  • Lot size: 8,276 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$249$2,988
Property Taxes $608$7,296
Electricity $465$5,581
Total$3,849$46,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,965/yr
40% on housing$115,470/yr
45% on housing$102,640/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 54601$163
La Crosse County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 54601$158
La Crosse County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-14Listed for sale$499,900
2025-09-16Listing removed$499,900
2025-08-05Price change$499,900
2025-07-17Price change$509,000
2025-06-06Listed for sale$529,000

For Sale by Agent

AgentNancy Gerrard
BrokerageGerrard-Hoeschler, REALTORS

Similar Homes