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2048 S Mill Iron Rd, Muskegon, MI, 49442

2beds
1baths
958sqft
$229,000
$239price/sqft
$1,687/moest. monthly cost
$67,480/yrincome needed

About This Home

Welcome to this charming 2-bedroom, 1-bathroom home nestled on an impressive 4.29-acre property in Muskegon, Michigan. Offering 958 square feet of finished living space, this home provides the perfect blend of comfort, privacy, and outdoor potential. Enjoy the convenience of being just minutes from Wolf Lake Park, where you'll find a beautiful beach, playground, and plenty of space for picnics, gatherings, and outdoor recreation. The acreage offers endless possibilities for gardening, chickens, or recreation, while the fenced backyard provides a secure space for pets, play, or entertaining. Whether you're searching for your next home or a promising investment opportunity, this property combines a desirable location, generous land, and plenty of potential to make it your own.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Cardinal ElementaryGrades K-52.7 mi
5/10
6/10
Orchard View High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1936

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Heating

  • Heating features: Other

Interior Area

  • Total structure area: 958
  • Total interior livable area: 958 sqft

Property

Details

  • Parcel number: 10036200002500
  • Zoning description: 401

Features

  • Stories: 1
  • Fencing: Chain Link

Lot

  • Lot size: 4.29 Acres
  • Features: Level,Recreational,Tillable
  • Lot size dimensions: 145 x 1284

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tsunami

FEMA Declared Disasters in Muskegon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$133$1,596
Property Taxes $209$2,508
Electricity $188$2,259
Total$1,687$20,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,840/yr
40% on housing$50,610/yr
45% on housing$44,986/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 49442$112
Muskegon County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 49442$151
Muskegon County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$229,000
2024-03-07Sold$170,000
2024-02-27Contingent$173,500
2024-02-27Price change$173,500
2024-01-24Pending sale$164,900
2023-12-10Listed for sale$164,900
2022-08-12Sold$151,000
2022-06-29Pending sale$130,000
2022-06-23Listed for sale$130,000
2021-12-08Sold$40,000

For Sale by Agent

AgentCynthia Bronkema
BrokerageColdwell Banker Anchor-Hart

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