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528 Alamo St, Lake Charles, LA, 70601

2beds
1baths
1,046sqft
$139,000
$133price/sqft
$1,359/moest. monthly cost
$54,360/yrincome needed

About This Home

Charming cottage-style home in the heart of the Alamo area of Lake Charles! Just two blocks off Ryan Street near downtown, this unique 2-bedroom, 1-bath property blends historic charm with modern updates. Inside you’ll find original wood floors, a bright sunroom, central air and heat, and beautiful brand-new windows that bring in natural light throughout the home. The kitchen features a white ceramic tile backsplash and a new gas range stove. Surrounded by mature shade and fruit trees, this property offers a peaceful setting with ample parking for the main home. A detached garage apartment/guest house adds incredible value and flexibility — currently tenant occupied with a long-term tenant of five years, providing steady income potential. Zoned commercial, this property offers endless opportunities! Perfect for residential living, rental income, Airbnb/VRBO potential, office space, boutique business, or investment opportunity. Located near established commercial businesses while still maintaining the charm of a residential cottage setting. Don’t miss this rare opportunity to own a historic cottage with income-producing potential and commercial possibilities. Schedule your showing today!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
Barbe Elementary SchoolGrades PK-50.7 mi
4/10
Oak Park Middle SchoolGrades 6-81.6 mi
2/10
Lagrange High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1959

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Commerical/Residential,Residential,Mixed Use,Office

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,046 sqft

Property

Details

  • Parcel number: 00418285
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Fencing: None

Lot

  • Lot size: 7,405 sqft
  • Features: Yard
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 2
  • Parking features: Converted Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Inland Flooding
Tornado
Hail
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$456$5,472
Property Taxes $54$648
Electricity $147$1,773
Total$1,359$16,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,594/yr
40% on housing$40,770/yr
45% on housing$36,240/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 70601$87
Calcasieu Parish$111

vs Homes Sold Last Month

Median $/sqft

ZIP 70601$72
Calcasieu Parish$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Listed for sale$139,000
2026-06-26Pending sale$139,000
2026-05-29Listed for sale$139,000
2017-11-30Sold--
2007-09-28Sold--

For Sale by Agent

AgentVICKY FUSELIER
BrokerageCentury 21 Bono Realty

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