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1302 14th St, Lake Charles, LA, 70601

2beds
1baths
1,150sqft
$58,000
$50price/sqft
$652/moest. monthly cost
$26,080/yrincome needed

About This Home

This quaint Downtown Lake Charles cottage was updated in 2021 and is a great find for someone who is looking for a budget-friendly family home or for an investor looking to add to their portfolio. New roof, flooring, sheetrock and interior paint in 2021. The floor plan maximizes the space and emphasizes the generously-sized rooms, including both spacious 12 x 12 bedrooms. At the back of the home, the enclosed rear porch offers a combo sunroom/bonus room and the utility room. A detached carport sits behind the home. Located in flood zone X, where flood insurance is NOT required.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

4/10
4/10
Oak Park Middle SchoolGrades 6-81.0 mi
2/10
Lagrange High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1983

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedroom

  • Level: Lower
  • Area: 169

Bedroom

  • Level: Lower
  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Lower
  • Area: 168

Dining Room

  • Level: Lower
  • Area: 156

Features

  • Eating Area In Dining Room
  • Fireplace features: None

Heating & Cooling

  • Heating features: Window Unit(s)
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,150 sqft

Kitchen

  • Level: Lower
  • Area: 130

Living Room

  • Level: Lower
  • Area: 182

Property

Details

  • Parcel number: 00381349
  • Special condition: Standard

Features

  • Fencing: None

Lot

  • Lot size: 9,147 sqft
  • Features: Back Yard,Front Yard,Rectangular Lot
  • Lot size dimensions: 50 x 175

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Inland Flooding
Tornado
Hail
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $293$3,516
Home Insurance *$190$2,280
Property Taxes $22$264
Electricity $147$1,773
Total$652$7,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,354/yr
40% on housing$19,560/yr
45% on housing$17,386/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$50This listing

vs Other Active Listings

Avg $/sqft

ZIP 70601$87
Calcasieu Parish$112

vs Homes Sold Last Month

Median $/sqft

ZIP 70601$72
Calcasieu Parish$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$55,500
2026-07-21Listed for sale$58,000
2025-03-24Sold--
2025-03-12Pending sale$18,000
2025-03-12Listed for sale$18,000
2024-11-14Listing removed$43,500
2024-11-14Listed for sale$43,500
2024-11-05Pending sale$43,500
2024-10-21Price change$43,500
2024-09-24Listed for sale$45,000
2021-01-23Listing removed--
2021-01-21Listed for rent$800
2014-02-20Sold--

For Sale by Agent

AgentSophia Rasile
BrokerageBricks & Mortar- Real Estate

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