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5893 White Rd, Muskegon, MI, 49442

5beds
2baths
2,080sqft
$549,000
$264price/sqft
$3,824/moest. monthly cost
$152,960/yrincome needed

About This Home

Experience lakefront living with this beautifully updated fully furnished home offering stunning water views and direct access to relaxation and recreation. Whether you're looking for a peaceful year-round residence, vacation getaway, or income-producing property, this home offers incredible flexibility. Extensively renovated in 2023, the property features all new plumbing, electrical, utilities, interior framing and roof, along with foundation improvements and a new well installed in 2022, giving the next owner peace of mind for years to come. Situated on an extra-large lot, the property offers exciting possibilities for expansion. With municipal approval, there may be potential to add onto the existing home or even build an additional residence on the site where a neighboring home once stood. The walkout basement with high ceilings opens to a lower-level patio already equipped for a future hot tub--perfect for enjoying quiet evenings overlooking the water. Buyer to verify information

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Oakridge High SchoolGrades 9-121.1 mi
3/10
Oakridge Middle SchoolGrades 5-121.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: In Basement,Lower Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Center Island,Pantry
  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,352
  • Total interior livable area: 2,080 sqft

Property

Details

  • Parcel number: 11009300002700
  • Zoning description: R2

Features

  • Stories: 1
  • Exterior features: Balcony
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Wolf Lake

Lot

  • Lot size: 0.35 Acres
  • Features: Wooded,Rolling Hills
  • Lot size dimensions: 66 x 232

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Muskegon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$319$3,828
Property Taxes $503$6,036
Electricity $226$2,722
Total$3,824$45,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,108/yr
40% on housing$114,720/yr
45% on housing$101,973/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 49442$111
Muskegon County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 49442$151
Muskegon County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$549,000
2026-02-23Listed for sale$554,000
2026-01-08Listing removed$564,000
2025-10-10Price change$564,000
2025-08-18Listed for sale$569,000
2022-09-13Sold$175,000
2022-09-07Pending sale$179,900
2022-09-01Listed for sale$179,900
2021-10-04Sold$116,000

For Sale by Agent

AgentDillon Baker
BrokerageFive Star Real Estate

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