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131 Vista Ter, Muskegon, MI, 49442

2beds
1baths
1,155sqft
$272,000
$235price/sqft
$2,041/moest. monthly cost
$81,640/yrincome needed

About This Home

Looks can be deceiving and this is not one to just drive by—this is one home you absolutely have to see inside! Welcome to this beautifully renovated 2-bedroom home located in the Oakridge School District. This is definitely not a drive-by. Every inch has been thoughtfully redesigned with quality finishes and a layout that maximizes space and functionality. Just a short walk to Wolf Lake's public beach and boat launch, you'll enjoy easy access to boating, fishing, swimming, and year-round recreation. Updates include a new roof, siding, windows, electrical, insulation, drywall, trim, luxury vinyl plank flooring throughout, granite countertops, and brand-new stainless steel appliances. Outside, the fully fenced backyard is perfect for children, pets, or entertaining. If you're looking for a truly move-in-ready home in an unbeatable location near one of Muskegon County's favorite all-sports lakes, this is one you won't want to miss. Schedule your private showing today! Seller is unsure whether 1998 is the correct year the home was originally built. However, much—if not all—of the home has been extensively renovated, including removal of the original drywall down to the studs. As a result, there is likely little to no remaining original painted surface, making the potential for lead-based paint concerns minimal.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
Oakridge Middle SchoolGrades 3-4,6-8,120.5 mi
5/10
Oakridge High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Replacement,Insulated Windows,Window Treatments
  • Flooring: Other,Vinyl

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,155
  • Total interior livable area: 1,155 sqft

Property

Details

  • Parcel number: 11360029001400
  • Zoning description: R2- R2

Features

  • Stories: 1

Lot

  • Lot size: 7,405 sqft
  • Features: Corner Lot,Ground Cover
  • Lot size dimensions: 50 x 150

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Muskegon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,375$16,500
Home Insurance *$158$1,896
Property Taxes $320$3,840
Electricity $188$2,259
Total$2,041$24,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,977/yr
40% on housing$61,230/yr
45% on housing$54,426/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 49442$112
Muskegon County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 49442$151
Muskegon County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$267,000
2026-07-31Listed for sale$272,000
2026-07-28Listing removed--
2026-07-14Price change$276,000
2026-07-02Listed for sale$289,000
2024-02-23Sold$158,000
2024-01-15Pending sale$159,900
2024-01-12Listed for sale$159,900
2015-10-11Listing removed$69,900
2015-04-14Listed for sale$69,900
2009-08-01Listing removed$69,900
2009-04-10Listed for sale$69,900
2006-11-02Sold$60,000

For Sale by Agent

AgentKim Colegrove
BrokerageTrenSyd Realty LLC

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