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405 McKinley St, Westlake, LA, 70669

3beds
2baths
1,631sqft
$189,000
$116price/sqft
$1,371/moest. monthly cost
$54,840/yrincome needed

About This Home

This beautiful 3-bedroom, 2-bath home in Westlake was completely gutted after the hurricanes to the studs and rebuilt with high-end finishes, offering the feel of brand-new construction. The home is situated on two spacious lots totaling half an acre in Flood Zone X (no flood insurance typically required), this property sits high and dry. Inside, you'll find granite countertops in both the kitchen and bathrooms, luxury vinyl plank flooring throughout, brand-new windows, vinyl siding, electrical, HVAC ductwork & insulation and roof—almost everything is new. The split floor plan design offers modern comfort and appeal. A handicap-accessible ramp at the main entrance (rear of the home) adds convenience and can be easily removed if not needed. Detached garage or shop is at the end of the driveway. This home is move-in ready and waiting for its new owners! Appliances and furniture are also negotiable.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

--
9/10
5/10
Westlake High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1951

Materials

  • Foundation: Raised

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Bedroom2

  • Level: Lower
  • Dimensions: 11.4x16.58

Bedroom3

  • Level: Lower
  • Dimensions: 11.4x12.8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Lower
  • Dimensions: 13.5x9.7

Features

  • Granite Counters,Eating Area In Dining Room
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: One,Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,870
  • Total interior livable area: 1,631 sqft

Kitchen

  • Level: Lower
  • Dimensions: 9.7x14.2

Living Room

  • Level: Lower
  • Dimensions: 29.1x13.6

Master Bedroom

  • Level: Lower
  • Dimensions: 14.3x11.6

Office

  • Level: Lower
  • Dimensions: 9.7x9.6

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 00691453
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Pool features: None
  • Spa features: None
  • Fencing: None

Lot

  • Lot size: 0.49 Acres
  • Features: Yard
  • Lot size dimensions: 200 x 79 x 187

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Inland Flooding
Tornado
Coastal Flooding
Hail
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$269$3,228
Property Taxes $0$0
Electricity $147$1,773
Total$1,371$16,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,005/yr
40% on housing$41,130/yr
45% on housing$36,560/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 70669$102
Calcasieu Parish$111

vs Homes Sold Last Month

Median $/sqft

ZIP 70669$110
Calcasieu Parish$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-02Listed for sale$189,000
2026-02-01Listing removed$189,000
2026-01-09Price change$189,000
2025-11-18Price change$199,999
2025-09-10Price change$214,900
2025-08-01Listed for sale$219,900

For Sale by Agent

AgentKoni B Bridges
BrokerageCENTURY 21 Bessette Flavin

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