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3065 Black Creek Rd, Muskegon, MI, 49444

3beds
1baths
1,456sqft
$299,900
$206price/sqft
$2,177/moest. monthly cost
$87,080/yrincome needed

About This Home

Endless possibilities await on this beautiful 11+ acre property bordering scenic Black Creek. Whether you're looking for a renovation project or the perfect location to build your dream home, this property offers the space and setting to make your vision a reality. A spacious 32' x 60' detached garage/workshop provides incredible storage and workspace for vehicles, equipment, and or hobbies. Enjoy the privacy of a peaceful country setting while still being conveniently located near major highways and area amenities.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Beach Elementary SchoolGrades K-50.8 mi
7/10
Fruitport Middle SchoolGrades PK,6-84.6 mi
5/10
Fruitport High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Property

Details

  • Parcel number: 15103400000400

Features

  • Stories: 1

Lot

  • Lot size: 11.50 Acres
  • Features: Wooded
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Muskegon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$223$2,676
Property Taxes $250$3,000
Electricity $188$2,259
Total$2,177$26,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,640/yr
40% on housing$65,310/yr
45% on housing$58,053/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 49444$106
Muskegon County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 49444$131
Muskegon County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$299,900

For Sale by Agent

AgentJenny Locke
BrokerageFive Star Real Estate - N Musk

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