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3191 Highway 65, Mora, MN, 55051

0beds
0baths
192sqft
$59,900
$312price/sqft
$576/moest. monthly cost
$23,040/yrincome needed

About This Home

The rock path leads you to the prize-off grid cabin. Hidden amongst the trees is your summer getaway. The upper bunk area could fit a king sized mattress and the back wall is big enough for a full sized couch. Enjoy nature and the view of wildlife from the front porch. Bring your boat, camper, whatever. There are many lakes around the area. This property is approximately 15 miles from Mille Lacs lake and 5 mins from Knife lake, with short drives to Mora or Isle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Trailview Elementary SchoolGrades PK-611.5 mi
8/10
Mora High SchoolGrades 7-1211.5 mi
--
Fairview Elementary SchoolGrades PK-212.9 mi

Construction

Condition

  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: None

Features

  • Finished area below ground: 0
  • Finished area above ground: 192

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 192
  • Total interior livable area: 192 sqft

Other

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Porch

  • Level: Main
  • Area: 72
  • Dimensions: 6x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 120230000
  • Zoning description: Residential-Single Family
  • Foundation area: 192

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 0.34 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 50 x 300

Parking

  • Parking features: Driveway - Other Surface,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Kanabec County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $302$3,624
Home Insurance *$42$504
Property Taxes $62$744
Electricity $170$2,050
Total$576$6,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,748/yr
40% on housing$17,280/yr
45% on housing$15,360/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 55051$159
Kanabec County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 55051
Kanabec County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$54,900
2026-07-23Price change$59,900
2026-07-13Price change$64,900
2026-07-01Listed for sale$69,900
2026-05-05Sold$8,500
2026-04-08Price change$10,000
2026-04-01Listed for sale$15,000

For Sale by Agent

AgentGerald DeGray
BrokerageTurpen Realty, Inc.

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