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330 Hide A Way Dr, Owenton, KY, 40359

4beds
3baths
1,510sqft
$325,000
$215price/sqft
$2,401/moest. monthly cost
$96,040/yrincome needed

About This Home

Lakefront Property on Elmer Davis Lake, Curated over generations. Some places can't be recreated, and this is one of them. Tucked inside a gated lake community in Owen County, Kentucky, this six-acre waterfront retreat sits on Elmer Davis Lake, a quiet 149-acre state reservoir. It spans 18 contiguous lots, six of them lakefront. Look across the water and you'll see what makes it rare. No development on the far shore. Just trees, sky, and still water. There's room for everyone here. Two homes offer four bedrooms, two kitchens, and three full baths, plus a workshop ready to become a studio or bunkhouse, an ideal family compound or multi-generational lake house. Two private docks put the water at your feet, perfect for kayaking, fishing, and slow mornings on a low-wake lake. Adjoining wooded green space makes an already private place feel endless. The land is alive with bald eagles, herons, foxes, deer, and wild turkeys. Yet this Central Kentucky lakefront property is still just an hour from Lexington, Louisville, and Cincinnati. A rare chance to own something truly irreplaceable, and to write its next chapter.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
3/10
4/10
Owen County High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential,Manufactured Home,Mobile Home

Interior

Appliances

  • Appliances included: Electric Oven,Dishwasher,Refrigerator
  • Laundry features: Main Level

Bathroom3

  • Features: See Remarks
  • Level: First
  • Area: 0
  • Dimensions: 0 x 0

Bedroom2

  • Features: See Remarks
  • Level: First
  • Area: 0
  • Dimensions: 0 x 0

Bedroom3

  • Features: See Remarks
  • Level: First
  • Area: 0
  • Dimensions: 0 x 0

Bedroom4

  • Features: See Remarks
  • Level: First
  • Area: 0
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: See Remarks
  • Level: First
  • Area: 0
  • Dimensions: 0 x 0

Features

  • Open Floorplan
  • Window features: Vinyl Frames
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,510
  • Total interior livable area: 1,510 sqft

Kitchen

  • Features: See Remarks
  • Level: First
  • Area: 0
  • Dimensions: 0 x 0

Living Room

  • Features: Fireplace(s)
  • Level: First
  • Area: 0
  • Dimensions: 0 x 0

Primary Bedroom

  • Features: Bath Adjoins
  • Level: First
  • Area: 0
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 0375000336.00
  • Zoning description: Unzoned

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Dock
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 5.96 Acres
  • Lot size dimensions: 18 Lots - 5.96+/- Acres

Parking

  • Parking features: Carport,Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$283$3,396
Property Taxes $321$3,852
Electricity $154$1,850
Total$2,401$28,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,320/yr
40% on housing$72,030/yr
45% on housing$64,026/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 40359$138
Owen County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 40359
Owen County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$325,000

For Sale by Agent

AgentJohn Ashcraft
BrokerageAshcraft Real Estate Services

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