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137 Jeffal Ln, Scottsville, VA, 24590

1beds
1baths
384sqft
$282,000
$734price/sqft
$1,869/moest. monthly cost
$74,760/yrincome needed

About This Home

Step back in time and fall in love with this charming cabin that captures the warmth and character of the 1950s. From the vintage stove and sink to the cozy décor, this one-of-a-kind retreat is full of nostalgic appeal. The open floor plan creates an inviting space for relaxing or entertaining, while the spacious covered front porch features beautiful tongue-and-groove fur wood flooring—the perfect place to enjoy the peaceful surroundings. Inside, you'll find Anderson windows, hazelnut tongue-and-groove flooring in the living room, and a stunning shiplap cathedral ceiling that enhances the cabin's rustic charm. Additional features include a tin roof, metal gutters, underground electric service, and a back deck for enjoying nature. The authentic 1950s stove adds both character and functionality to the kitchen. Situated on 6 acres, the property offers the perfect balance of privacy and usability. While most of the land is wooded, approximately 1.5 to 2 acres are open, providing space for gardening, recreation, or simply taking in the peaceful, serene setting. The storage shed, built on 4x4 posts, can be easily relocated if desired. Searching for a weekend getaway, an Airbnb or full time residence. This one is ready for you!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

3/10
5/10

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Block
  • Construction materials: Cedar,Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Cottage,Ranch
  • Property subType: Single Family Residence

Interior

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 384

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 384
  • Total interior livable area: 384 sqft

Kitchen

  • Level: First

Property

Details

  • Parcel number: 0000000
  • Zoning description: R Residential
  • Exclusions: Sellers may take some of the furniture pieces. Put in offer what your client would like to keep.

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Hurricane
Inland Flooding

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,425$17,100
Home Insurance *$99$1,188
Property Taxes $143$1,716
Electricity $202$2,433
Total$1,869$22,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,080/yr
40% on housing$56,070/yr
45% on housing$49,840/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$734This listing

vs Other Active Listings

Avg $/sqft

ZIP 24590$171
Buckingham County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 24590$241
Buckingham County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$282,000

For Sale by Agent

AgentSANDRA MORRIS
BrokerageKELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

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