See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

40 Wilford Street, Keene, NH, 03431

2beds
2baths
1,632sqft
$325,000
$199price/sqft
$2,551/moest. monthly cost
$102,040/yrincome needed

About This Home

At the end of a quiet street bordering on conservation land, find this well maintained two-family home. Partially fenced yard and a one car garage. Two units, each with one bedroom and one bath. Most of the rooms have been freshly painted. Hardwood flooring throughout. A great opportunity to own a two-family home in a great Keene location. First showings at the open house on Sunday, August 9th from 11-1.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
4/10
Keene Middle SchoolGrades 6-82.2 mi
6/10
Keene High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Brick,Stone
  • Roof: Asphalt Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Owned Water Heater

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Concrete,Exterior Entry,Basement Stairs,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,632

Heating & Cooling

  • Heating features: Oil,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,352
  • Total interior livable area: 1,632 sqft

Property

Details

  • Parcel number: KEENM535L46
  • Zoning description: MD

Features

  • Levels: Two
  • Patio & porch: Covered Porch
  • Fencing: Partial

Lot

  • Lot size: 0.29 Acres
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Paved,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance $119$1,428
Property Taxes $506$6,072
Electricity $283$3,398
Total$2,551$30,612

Income You'd Need if You Spent...

35% on housing$87,462/yr
40% on housing$76,530/yr
45% on housing$68,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.9%
0.9%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 03431$218
Cheshire County$249

vs Homes Sold Last Month

Median $/sqft

ZIP 03431$221
Cheshire County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$325,000
2026-08-02Listed for sale$325,000
2024-01-19Sold$260,000
2024-01-02Contingent$249,900
2023-12-28Listed for sale$249,900
2020-04-09Sold$150,000
2019-10-16Listed for sale$160,000
2004-12-17Sold$62,500

For Sale by Agent

AgentSusan Love
BrokerageDuston Leddy Real Estate

Similar Homes