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807 W 87th Ter, Kansas City, MO, 64114

4beds
3baths
2,275sqft
$435,000
$191price/sqft
$3,099/moest. monthly cost
$123,960/yrincome needed

About This Home

Welcome to your next home in the heart of Waldo! This beautiful 4-bedroom, 2.5 bath ranch offers the perfect combination of modern updates and timeless charm in one of Kansas City's most desirable neighborhoods. Step inside to an open, light-filled floor plan featuring gorgeous flooring, updated lighting, and a stunning kitchen complete with quartz countertops, soft-close cabinetry, and stainless steel appliances. The main level has four bedrooms and two full bathrooms. The finished lower level provides additional living space that's perfect for a family room, game room, home office, or workout area, along with a half bath and laundry room. Outside, you'll enjoy a large fenced backyard, a concrete patio ideal for entertaining, and an attached two-car garage. Located just minutes from Waldo, Ward Parkway, Brookside, the Country Club Plaza, and downtown Kansas City, you'll have easy access to shopping, restaurants, and major highways. This property is for sale by owner. Please call or text Corey to schedule a viewing.

Getting Around

65
WalkingSomewhat Walkable
30
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

4/10
Boone Elementary SchoolGrades K-50.4 mi
3/10
Center Middle SchoolGrades 6-82.0 mi
3/10
Center Sr. HighGrades 9-121.1 mi

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Laminate
  • Fireplace features: masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,275 sqft

Property

Details

  • Parcel number: 48340040400000000

Lot

  • Lot size: 10,454 sqft

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$318$3,816
Property Taxes $409$4,908
Electricity $173$2,084
Total$3,099$37,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,251/yr
40% on housing$92,970/yr
45% on housing$82,640/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 64114$146
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64114$195
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Listed for sale$435,000
2024-05-01Sold--
2024-03-25Pending sale$395,000
2024-03-21Listed for sale$395,000
2023-01-23Sold--
2023-01-02Pending sale$210,000
2022-12-31Listed for sale$210,000

For Sale by Owner

AgentProperty Owner

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