




693 Cottonwood Rd, Hamilton, MT, 59840
About This Home
Thoughtfully designed and custom built, this exceptional 3-bedroom, 2-bathroom home offers approximately 2,600 +/- sqft of well-appointed living space on 5.72 acres at the base of the Bitterroot Mountains. The open-concept layout is enhanced by solid wood birch flooring, expansive windows that capture natural light and mountain views, and a striking wood-burning fireplace with rock surround in the main living area. The kitchen is both functional and elegant, featuring granite countertops, an eat-at counter, and seamless flow into the formal dining area ideal for everyday living or entertaining. The primary suite is privately situated on the south end of the home, complete with a walk-in closet and ensuite bathroom. Two additional bedrooms and a full bathroom are located on the north end, offering separation and flexibility. Outside you can enjoy the covered east-facing back patio, where surrounding trees create a peaceful and private setting. Designed for entertaining, the backyard includes a unique “Montana beach” space complete with a pergola. Additional highlights include a brand new 3 bay shop, perfect for storage, hobbies, workspace needs, or an RV. This property offers the ideal balance of rural tranquility and close proximity to amenities, making it a standout opportunity in the Bitterroot Valley.
Getting Around
Schools
Construction
Condition
- Year built: 2016
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Full bathrooms: 2
Property
Lot
- Lot size: 5.72 Acres
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Cold Wave
- Lightning
- Winter Weather
- Avalanche
- Ice Storm
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Ravalli County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,079 | $84,948 |
| Home Insurance | $389 | $4,668 |
| Property Taxes | $478 | $5,736 |
| Electricity | $178 | $2,142 |
| Total | $8,124 | $97,488 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
For Sale by Agent
