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1093 W Southern Ave, Muskegon, MI, 49441

5beds
2baths
1,619sqft
$204,900
$127price/sqft
$1,504/moest. monthly cost
$60,160/yrincome needed

About This Home

Investment opportunity in the City of Muskegon! This spacious duplex offers approximately 1,600 finished square feet with a flexible layout featuring a 3-bedroom, 1-bath main floor unit and a 2-bedroom, 1-bath upper unit. The main level includes a large living room, dining area, kitchen, three bedrooms, and an inviting screened front porch. Upstairs, the second unit features a private entrance, spacious bedroom, full bath, kitchen, family room, and covered porch. The upper unit holds a large family room, full bathroom, and porch. A full basement provides ample storage and utility space. Whether you're looking to expand your investment portfolio, live in one unit while renting the other, or generate strong rental income, this multifamily property offers plenty of potential. Conveniently located near downtown Muskegon, schools, parks, shopping, and Lake Michigan amenities.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
Lakeside ElementaryGrades PK-51.6 mi
3/10
4/10
Muskegon High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1800

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 to 4 Units

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2

Heating

  • Heating features: Gravity

Interior Area

  • Total interior livable area: 1,619 sqft

Property

Details

  • Parcel number: 24205492000700
  • Zoning description: R-1

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 40*122

Parking

  • Total spaces: 4
  • Parking features: Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tsunami

FEMA Declared Disasters in Muskegon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$93$1,116
Property Taxes $187$2,244
Electricity $188$2,259
Total$1,504$18,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,565/yr
40% on housing$45,120/yr
45% on housing$40,106/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 49441$171
Muskegon County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 49441$170
Muskegon County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$204,900
2026-06-03Listed for sale$230,000
2024-11-07Listing removed$975
2024-08-08Listed for rent$975
2024-06-10Listing removed--
2024-03-26Listed for rent$1,150
2024-03-25Listing removed--
2024-03-16Listed for rent$950
2024-03-16Listing removed--
2024-02-29Listed for rent$950
2024-02-29Listing removed--
2024-02-01Price change$900
2024-01-27Listed for rent$950
2024-01-26Listing removed--
2023-11-30Listed for rent$975
2023-04-19Listing removed--
2023-03-10Listed for rent$900
2020-06-24Listing removed$900
2020-03-10Price change$700
2019-09-04Price change$900
2019-08-09Sold$86,000
2019-08-08Listed for rent$796
2015-11-28Listing removed$580
2015-11-28Price change$580
2015-11-15Listed for rent$575
2015-07-20Listing removed$575

For Sale by Agent

AgentTerry Puffer
BrokerageLegacy Real Estate Partners

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