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3048 W Copper Ridge Loop, Billings, MT, 59106

5beds
3baths
3,277sqft
$599,000
$183price/sqft
$3,842/moest. monthly cost
$153,680/yrincome needed

About This Home

Enjoy breathtaking, unobstructed views of the Phipps Park Rims right from your backyard, with no rear neighbors for added privacy. A gate in the back fence provides direct access to the walking paths leading to the rims—perfect for enjoying the outdoors just steps from home. The main level features an open-concept layout with a spacious living room, dining area, and kitchen with granite countertops, designed for both everyday living and entertaining. The primary suite offers a beautifully updated shower, while two additional bedrooms share a full bath. The lower level showcases acid-wash concrete floors and a large family/recreation room complete with a built-in bar—ideal for hosting. Two additional bedrooms and a full bath complete the space.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
Boulder Elementary SchoolGrades PK-54.6 mi
5/10
Ben Steele Middle SchoolGrades 6-82.0 mi
5/10
Billings West High SchoolGrades 9-126.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2017

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator,Gas Range

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Sliding Doors
  • Level: Main

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,645

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,277 sqft

Kitchen

  • Features: Granite Counters
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Fireplace
  • Level: Main

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: A36205
  • Zoning description: Suburban Neighborhood Residential

Features

  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Exterior features: Fence,Sprinkler/Irrigation,Patio
  • Fencing: Fenced
  • Has view: Yes

Lot

  • Lot size: 9,439 sqft
  • Features: Interior Lot,Landscaped,Views,Sprinklers In Ground

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Wildfire
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance $286$3,432
Property Taxes $303$3,636
Electricity $225$2,700
Total$3,842$46,104

Income You'd Need if You Spent...

35% on housing$131,725/yr
40% on housing$115,260/yr
45% on housing$102,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 59106$238
Yellowstone County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 59106$219
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Listed for sale$599,000
2024-06-14Listing removed--
2024-05-15Contingent$600,000
2024-03-29Listed for sale$600,000
2017-11-17Sold--

For Sale by Agent

AgentLori Ludwig
BrokerageWestern Skies Real Estate

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