314 Central Ave, Kearney, NE, 68847
About This Home
Step into timeless style and comfort with this beautifully maintained 1965 mid-century home featuring 2,070 square feet on the main floor and an additional 1,014-square-foot unfinished basement ready for your personal touch. The moment you enter, you’ll notice authentic built-ins throughout every room—each crafted with the quality and character only the mid-century era delivers. A hidden built-in desk offers a delightful surprise, perfect for paperwork, studies or a creative nook. Enjoy gatherings in the large kitchen with a generous island at its heart, enjoy the very large living room anchored by a classic fireplace. Four bedrooms, three bathrooms, a two-car garage, and plenty of storage, this home blends functionality with vintage charm. Outside, the property features a large patio, a concrete pad ideal for recreation and a spacious lot lined with mature trees offering privacy and shade. The property is also equipped with a well, adding value and efficiency. Whether you’re drawn to its mid-century craftsmanship, the expansive setting, or the potential to update and personalize, 314 Central Avenue offers the best of timeless design and everyday comfort. New Shingles and gutters installed in 2026.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Refrigerator
- Laundry features: Main Level
Basement
- Area: 1014
Basement
- Has basement: Yes
- Basement: Partial
Bedroom2
- Level: 1
- Area: 142.78
Bedroom3
- Level: 1
- Area: 110.21
Bedroom4
- Level: 1
- Area: 113.41999999999999
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Main level bathrooms: 3
Dining Room
- Features: Kitchen/Dining,Tile
- Level: 1
- Area: 239.36
Features
- Mstr Bath
- Window features: Window Treatments
- Number of fireplaces: 1
- Fireplace features: Living Room,One
- Fireplace: Yes
- Finished area below ground: 1,014
- Finished area above ground: 2,070
Heating & Cooling
- Heating features: Steam/Hotwater
- Cooling features: Central Air
Interior Area
- Total structure area: 3,084
- Total interior livable area: 2,070 sqft
Kitchen
- Features: Tile
- Level: 1
- Area: 183.67999999999998
Living Room
- Features: Fireplace
- Level: 1
- Area: 436.59499999999997
Master Bedroom
- Level: 1
- Area: 142.78
Property
Details
- Parcel number: 600084000
- Zoning: C-2
Features
- Waterfront features: None
- Living area range: 2001-2300
Lot
- Lot size: 0.48 Acres
- Features: Landscaping: Good
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Lightning
- Strong Wind
- Inland Flooding
- Ice Storm
- Tornado
- Winter Weather
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Nebraska Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance | $264 | $3,168 |
| Property Taxes | $412 | $4,944 |
| Electricity | $127 | $1,533 |
| Total | $2,314 | $27,768 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Price change | $335,000 |
| 2026-03-25 | Listed for sale | $369,500 |
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