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316 E 23rd St, Kearney, NE, 68847

4beds
2baths
3,009.6sqft
$269,900
$90price/sqft
$2,161/moest. monthly cost
$86,440/yrincome needed

About This Home

This solid home has an open floor plan with large rooms. Great for an investment property or private owner. Fully finished basement has a kitchenette and full bathroom. 2nd floor is bonus flexible space.

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

5/10
Emerson Elementary SchoolGrades PK-50.3 mi
6/10
Sunrise Middle SchoolGrades 6-81.9 mi
6/10
Kearney Sr High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1928

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 1368

Basement

  • Has basement: Yes

Bedroom2

  • Level: 1
  • Area: 117

Bedroom3

  • Level: 1
  • Area: 143

Bedroom4

  • Level: 4
  • Area: 168

Bedroom5

  • Level: 4
  • Area: 182

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: 1
  • Area: 176

Features

  • Finished area below ground: 1,368
  • Finished area above ground: 2,052

Interior Area

  • Total structure area: 3,420
  • Total interior livable area: 3,009 sqft

Kitchen

  • Level: 1
  • Area: 110

Living Room

  • Level: 1
  • Area: 216

Master Bedroom

  • Level: 2
  • Area: 230

Property

Details

  • Parcel number: 600200000
  • Zoning: SF

Features

  • Waterfront features: None
  • Living area range: 2001-2300

Lot

  • Lot size: 6,000 sqft
  • Lot size dimensions: 60 X 100

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Winter Weather
Ice Storm
Tornado

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance $239$2,868
Property Taxes $373$4,476
Electricity $185$2,229
Total$2,161$25,932

Income You'd Need if You Spent...

35% on housing$74,091/yr
40% on housing$64,830/yr
45% on housing$57,626/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 68847$144
Buffalo County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 68847$147
Buffalo County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$269,900
2023-07-31Sold$235,000
2021-01-01Sold$145,000
2020-11-20Pending sale$154,000
2020-11-20Listed for sale$154,000
2016-02-09Sold$113,200
2007-05-03Sold$121,000
2005-06-03Sold$120,500

For Sale by Agent

AgentBen Kinnison
BrokerageSummit Real Estate

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