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427 Coyote Meadow Trl, Kalispell, MT, 59901

2beds
2baths
968sqft
$1,450,000
$1,498price/sqft
$8,320/moest. monthly cost
$332,800/yrincome needed

About This Home

Set on 22+ private wooded acres with Echo Creek meandering through the property, this thoughtfully crafted cabin offers a peaceful setting framed by Swan Mountain Range views. The 968 sq ft layout is designed for efficient, comfortable living, with a covered deck that extends the living space outdoors and provides multiple vantage points to take in the surrounding landscape. Inside, natural materials and custom details create a warm, cohesive aesthetic. Wormy chestnut flooring and a stone fireplace anchor the main living area, while the open-concept kitchen features stainless steel appliances and flows seamlessly into the living space, ideal for both everyday living and entertaining. Above it all, an upper-level loft offers a bird’s-eye view of the space below, enhancing the open feel. Exterior elements enhance both form and function, including copper-wrapped windows, a covered deck, and a hot tub positioned to enjoy the quiet, natural surroundings. The acreage offers a mix of timber and open ground, providing space for horses, recreation, or the potential to build a future main residence. A newly constructed oversized 36' x 30' two-car garage with 12' tall doors adds versatility and storage. This property offers a rare combination of privacy, usable land, natural water feature, and flexibility in a highly desirable Montana setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
Cayuse Prairie SchoolGrades PK-66.9 mi
4/10
Cayuse Prairie 7-8Grades 7-86.9 mi
3/10
Flathead High SchoolGrades 9-1213.8 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Fireplace,Main Level Primary,Vaulted Ceiling(s)
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Baseboard,Ductless,Electric
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 968 sqft

Property

Details

  • Parcel number: 07396833202300000
  • Zoning: None
  • Special condition: Standard

Features

  • Patio & porch: Covered
  • Exterior features: Fire Pit,Hot Tub/Spa,Rain Gutters
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Perimeter,Split Rail
  • Has view: Yes
  • View description: Mountain(s),Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: true
  • On waterfront: Yes
  • Waterfront features: Creek,Waterfront
  • Waterbody name: Echo Creek
  • Topography of land: Varied
  • Horses can be raised: Yes

Lot

  • Lot size: 22.03 Acres
  • Features: Secluded,Sprinklers In Ground,Views,Wooded

Parking

  • Total spaces: 3
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Cold Wave
    Cold WaveVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Avalanche
Cold Wave
Wildfire
Winter Weather
Earthquake
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance $355$4,260
Property Taxes $483$5,796
Electricity $151$1,812
Total$8,320$99,840

Income You'd Need if You Spent...

35% on housing$285,257/yr
40% on housing$249,600/yr
45% on housing$221,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,498This listing

vs Other Active Listings

Avg $/sqft

ZIP 59901$296
Flathead County$400

vs Homes Sold Last Month

Median $/sqft

ZIP 59901$313
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$1,450,000
2021-09-16Sold--

For Sale by Agent

AgentMichelle Currier
BrokerageKeller Williams Realty Northwest Montana

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