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291 River Rd W, Plains, MT, 59859

2beds
2baths
880sqft
$325,000
$369price/sqft
$1,980/moest. monthly cost
$79,200/yrincome needed

About This Home

Enjoy small town living with this wonderful 4.49 acre parcel with approximately 360 ft. of Clark Fork River frontage. The property features a well maintained 2019 Fleetwood manufactured home. The nearly 1,000 square ft home is move-in ready with 2 bedrooms, 2 bathrooms, an open floor plan and spacious master suite with a large walk-in closet. Enjoy country living just on the outskirts of Plains and a quick drive to Thompson Falls.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10
Plains Elementary SchoolGrades PK-62.4 mi
7/10
Plains 7-8Grades 7-82.4 mi
2/10
Plains High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Pillar/Post/Pier

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 880 sqft

Property

Details

  • Parcel number: 35297929302010000
  • Special condition: Standard

Features

  • Fencing: Partial
  • Has view: Yes
  • View description: Meadow,Mountain(s),Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: true
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront
  • Waterbody name: Clark Fork River
  • Topography of land: Sloping

Lot

  • Lot size: 4.49 Acres
  • Features: Gentle Sloping

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Ice Storm
Landslide
Wildfire
Earthquake
Lightning

FEMA Declared Disasters in Sanders County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance $97$1,164
Property Taxes $89$1,068
Electricity $151$1,812
Total$1,980$23,760

Income You'd Need if You Spent...

35% on housing$67,885/yr
40% on housing$59,400/yr
45% on housing$52,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 59859$225
Sanders County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 59859
Sanders County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$325,000
2026-04-19Listing removed$325,000
2025-06-30Price change$325,000
2025-04-21Listed for sale$350,000
2025-04-04Listing removed$365,000
2024-12-07Listed for sale$365,000
2024-10-03Listing removed$365,000
2024-07-19Price change$375,000
2024-04-16Listed for sale$395,000
2023-01-21Listing removed--
2022-09-04Price change$425,000
2022-01-25Listed for sale$550,000

For Sale by Agent

AgentKathryn Hodges
BrokerageRE/MAX River View

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