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99 Wren Ln, Bee Spring, KY, 42207

6beds
5baths
5,369sqft
$1,685,000
$314price/sqft
$11,800/moest. monthly cost
$472,000/yrincome needed

About This Home

Experience the ultimate in lakefront luxury with this extraordinary custom-built estate offering nearly 300 feet of private waterfront within an exclusive gated community where short-term rentals are permitted. Rarely does a property offer this combination of luxury living, investment potential, and exceptional shoreline. Thoughtfully positioned to maximize breathtaking lake views, the gently sloping lot provides direct access to the water via a gravel drive leading to private docks. Whether you enjoy boating, fishing, kayaking, or simply soaking in the peaceful lake setting, this property was designed to embrace the waterfront lifestyle. The main residence showcases a dramatic two-story great room with soaring ceilings, walls of windows, and abundant natural light. The open-concept design seamlessly blends indoor and outdoor living, creating the perfect setting for entertaining and everyday lake life. The main level features a luxurious owner's suite complete with a spa-inspired bath offering a massive walk-in shower, soaking tub, dual vanities, and an oversized walk-in closet with conveniently located laundry. Upstairs, a spacious loft overlooks the great room and is accompanied by a large guest bedroom and full bath. The walkout lower level is designed for entertaining and includes two additional optional sleeping rooms, a full bath, an impressive custom bar, and an expansive family room. Outdoor living is equally impressive with a large upper-level deck, covered walkout patio, a beautiful four-seasons room, professionally designed landscaping, and a massive firepit area overlooking the lake. Situated on a separate parcel, the detached luxury garage is truly in a class of its own. Measuring an impressive 32' x 42', this dream garage features total clear-span construction, 10-foot ceilings, polished and stained concrete floors, three oversized garage doors, custom built-in cabinetry and workbench space, and two propane heaters. Above the garage is an exceptional 1,688-square-foot fully conditioned guest residence complete with a full kitchen, spacious living room, two oversized bedrooms filled with natural light, and a full bathroom. Perfect for guests, multigenerational living, or as an income-producing short-term rental, this additional living space significantly enhances the versatility and value of the property. With nearly 300 feet of shoreline, direct dock access, luxury amenities, and outstanding investment potential, this remarkable waterfront estate offers a rare opportunity to own one of the area's premier lake properties.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
Kyrock Elementary SchoolGrades PK-44.5 mi
7/10
4/10

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walkout Finished

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Family Room

  • Level: Basement

Features

  • Open Floorplan
  • Finished area below ground: 1,280
  • Finished area above ground: 4,089

Heating & Cooling

  • Heating features: MiniSplit/Ductless,Forced Air,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 4,089
  • Total interior livable area: 5,369 sqft

Kitchen

  • Level: Second

Living Room

  • Level: First

Living Room

  • Level: Second

Property

Details

  • Parcel number: 0450000016.00

Features

  • Stories: 2
  • Patio & porch: Screened Porch,Enclosed,Wrap Around,Deck,Patio,Porch
  • Exterior features: Balcony,Boat Slip
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 1.20 Acres
  • Features: See Remarks,Dead End,Wooded

Parking

  • Total spaces: 4
  • Parking features: Detached,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,520$102,240
Home Insurance *$1,553$18,636
Property Taxes $1,303$15,636
Electricity $424$5,088
Total$11,800$141,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$404,571/yr
40% on housing$354,000/yr
45% on housing$314,666/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 42207$164
Edmonson County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 42207$193
Edmonson County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$1,685,000

For Sale by Agent

AgentRachel Brantingham
BrokerageKeller Williams Heartland

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