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520 Highway 708 N, Beattyville, KY, 41311

4beds
3baths
2,352sqft
$389,900
$166price/sqft
$3,046/moest. monthly cost
$121,840/yrincome needed

About This Home

*PRICE IMPROVEMENT * Seller is motivated to move on to their next chapter in life. 50-Acre Beattyville Retreat | Bear Creek Access & Timber Discover the ultimate Kentucky mountain lifestyle at 520 Highway 708 N in Beattyville. This private 50-acre estate perfectly blends comfortable country living with incredible outdoor and investment potential in Lee County. Property Highlights: Spacious Farmhouse: A sprawling 2,352 sq ft residence (built in 1997) provides a solid, comfortable foundation for your homestead. Water Access: Enjoy 200 feet of direct frontage on Bear Creek—ideal for fishing, kayaking, or relaxing by the water. 45 Wooded Acres: Expansive mountainside terrain featuring abundant harvestable timber and multiple prime building sites with stunning views. Versatile Potential: Located in the 41311 zip code, this tract is perfectly suited for a hobby farm, a premier hunting camp, or a secluded off-grid oasis. Don't miss this rare opportunity to own a diverse piece of Eastern Kentucky real estate. Schedule your private tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
7/10

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Refrigerator,Washer,Range,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: First

Features

  • Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 2,352

Heating & Cooling

  • Heating features: Electric,Heat Pump,Propane Tank Leased
  • Cooling features: Ceiling Fan(s),Electric,Heat Pump,Zoned

Interior Area

  • Total structure area: 2,352
  • Total interior livable area: 2,352 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0590000016.02

Features

  • Levels: One and One Half
  • Has view: Yes
  • View description: Rural,Trees/Woods,Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 50 Acres
  • Features: Wooded,Many Trees

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$454$5,448
Property Taxes $436$5,232
Electricity $185$2,228
Total$3,046$36,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,434/yr
40% on housing$91,380/yr
45% on housing$81,226/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 41311$175
Lee County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 41311
Lee County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Price change$389,900
2026-02-24Listed for sale$425,000
2012-07-09Sold$91,000

For Sale by Agent

AgentBart J Daily
BrokerageEXP Realty, LLC

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