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30812 Polk Rd, Dowagiac, MI, 49047

2beds
1baths
957sqft
$850,000
$888price/sqft
$5,699/moest. monthly cost
$227,960/yrincome needed

About This Home

Enjoy Magician Lake living in this beautifully remodeled, west-facing lakefront home with spectacular sunset views. All-new landscaping enhances the curb appeal and outdoor living, while a spacious lakeside deck is perfect for grilling and entertaining. The dining room and den also capture stunning water views and offer direct deck access. The charming blue kitchen cabinets pair beautifully with the island featuring seating, making everyday cooking and hosting effortless. The terraced lakefront provides easy access to the water with just a few steps. Neat, clean, and truly move-in ready, this home also offers excellent potential to expand upward and/or outward for additional living space. Magician Lake is a premier 528-acre all-sports lake located in the heart of the Sister Lakes resort area. Beyond the lake lifestyle, enjoy local produce stands, new breweries, wine tours with over 30 nearby venues, and outstanding golf courses. Year-round recreation includes snowmobiling trails and ice fishing. Conveniently located less than two hours from Chicago and just over 30 minutes from Notre Dame.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
7/10
Dowagiac Middle SchoolGrades 6-87.3 mi
6/10
Union High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Oven,Range,Refrigerator
  • Laundry features: Other

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main
  • Area: 36
  • Dimensions: 9.00 x 4.00

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Den

  • Level: Main
  • Area: 108
  • Dimensions: 12.00 x 9.00

Dining Room

  • Level: Main
  • Area: 135
  • Dimensions: 15.00 x 9.00

Features

  • Ceiling Fan(s),Center Island
  • Window features: Replacement,Window Treatments
  • Flooring: Laminate

Heating & Cooling

  • Heating features: None
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 957
  • Total interior livable area: 957 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12.00 x 10.00

Living Room

  • Level: Main
  • Area: 221
  • Dimensions: 17.00 x 13.00

Master Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12.00 x 11.00

Property

Details

  • Parcel number: 1413000302060

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Magician Lake

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 50/50 x 227/228

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters in Cass County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$555$6,660
Property Taxes $658$7,896
Electricity $188$2,259
Total$5,699$68,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,394/yr
40% on housing$170,970/yr
45% on housing$151,973/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$888This listing

vs Other Active Listings

Avg $/sqft

ZIP 49047$172
Cass County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49047$164
Cass County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$850,000
2026-04-22Price change$875,000
2025-12-19Listed for sale$899,900
2022-08-25Sold$509,000
2022-08-25Pending sale$549,900
2022-07-25Contingent$549,900
2022-07-23Listed for sale$549,900
2022-07-11Contingent$549,900
2022-07-05Listed for sale$549,900

For Sale by Agent

AgentTim Mitchell
BrokerageCressy & Everett Real Estate

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