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50479 Delling Dr, Dowagiac, MI, 49047

2beds
1baths
892sqft
$199,000
$223price/sqft
$1,478/moest. monthly cost
$59,120/yrincome needed

About This Home

This is the magical vintage cottage we all remember going to for the summer as a child, or wished we had after watching that Lifetime movie. This cottage really is placed in the most beautiful place of Magician Lake. With 50 feet of lake frontage and 160 feet of the channel, you can imagine the views! This 1900's nostalgic cottage is turnkey. New well, roof, water heater and siding in 2023. As well as new in 2024 a fab awning off the attached deck. 60 feet of decking is included, ready to go in. This property is land leased from Polk Properties. Land lease in documents. 12K per year on a 15 year revolving land lease. Septic assessment billed quarterly.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
Dowagiac Middle SchoolGrades 6-88.2 mi
6/10
Union High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Basement

  • Basement: Crawl Space,Slab

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Window features: Screens,Replacement
  • Flooring: Wood

Heating & Cooling

  • Heating features: Space Heater,Wall Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 892
  • Total interior livable area: 892 sqft

Property

Details

  • Parcel number: 1413050005600
  • On leased land: Yes
  • Zoning description: 401 Res

Features

  • Stories: 1
  • Exterior features: Other
  • On waterfront: Yes
  • Waterfront features: Channel,Lake
  • Waterbody name: Magician Lake

Lot

  • Lot size: 0.38 Acres
  • Features: Leased Land
  • Lot size dimensions: 114 x 147

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters in Cass County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$130$1,560
Property Taxes $154$1,848
Electricity $188$2,259
Total$1,478$17,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,674/yr
40% on housing$44,340/yr
45% on housing$39,413/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 49047$186
Cass County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 49047$164
Cass County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Listed for sale$199,000
2025-11-17Listing removed$225,000
2025-09-24Price change$225,000
2025-07-23Price change$235,000
2025-04-19Listed for sale$237,400

For Sale by Agent

AgentGina Johnston-Small
BrokerageWRE Sales LLC

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