423 E Division St, Dowagiac, MI, 49047
About This Home
Spacious 3-Unit Investment Property with garage & Large Yard. The property features three distinct units: Unit #1: A charming 1-bedroom apartment on the main floor, offering a large living room w/ approx. 1235 sq ft. Unit #B Also located on the main floor, this spacious 2 bedroom unit incl. a generous living room, separate dining room, & large kitchen w/ approx. 1409 sq. ft. Unit #3: Located on the 2nd floor, this cozy 1-bedroom unit provides privacy w/ approx. 644 sq ft. The detached garage offers additional rental income. Owner pays for trash & water.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1880
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: 2 to 4 Units
Interior
Appliances
- Laundry features: None
Basement
- Basement: Crawl Space,Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total interior livable area: 2,720 sqft
Property
Details
- Parcel number: 1416030083000
Lot
- Lot size: 0.38 Acres
- Features: Level,Sidewalk,Corner Lot
- Lot size dimensions: 99 x 167
Parking
- Total spaces: 8
- Parking features: Driveway,Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Cass County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,010 | $12,120 |
| Home Insurance * | $130 | $1,560 |
| Property Taxes | $154 | $1,848 |
| Electricity | $296 | $3,560 |
| Total | $1,590 | $19,080 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-04 | Price change | $199,900 |
| 2025-07-22 | Listed for sale | $225,000 |
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