70104 Treasure Island Rd, Union, MI, 49130
About This Home
CHARMING LAKEFRONT GETAWAY WITH SPACE FOR THE WHOLE FAMILY! This inviting home, located on a no-traffic street, features bright living areas with hardwood floors, large picture windows, and flexible sleeping arrangements across two levels. The upper level offers a living room with large picture windows with lake views, hardwood floors, sitting area with pass-through to the kitchen with tile floor, white appliances and mud/laundry room with washer & dryer and garage access. Two bedrooms include vinyl wood and hardwood flooring, while a full bath features tile floors, walk-in shower, and classic slat wall paneling. The lower level adds extra sleeping space with bunk beds, carpeted living area, full bath with Corian countertop, and walkout to a screened porch and lower deck, perfect for relaxing or entertaining outdoors. Additional highlights include back lot for additional parking, 11 Andersen windows replaced 5 years ago, ample storage, and negotiable furniture for a turnkey move-in. Enjoy lake living with a home ready for family fun, boating, and waterside relaxation! Baldwin Lake is 289 acres, all sports, 2.5 hours from Chicago and 45 minutes to Notre Dame.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Roof: Composition
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Walk-Out Access
Bathroom1
- Level: Main
- Area: 56
- Dimensions: 7.00 x 8.00
Bathroom2
- Level: Lower
- Area: 70
- Dimensions: 7.00 x 10.00
Bedroom2
- Level: Main
- Area: 110
- Dimensions: 10.00 x 11.00
Bedroom3
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Bonus Room
- Level: Main
- Area: 108
- Dimensions: 9.00 x 12.00
Dining Area
- Level: Main
Family Room
- Level: Lower
- Area: 448
- Dimensions: 32.00 x 14.00
Features
- Ceiling Fan(s),Pantry
- Window features: Replacement,Window Treatments
- Flooring: Carpet,Tile,Wood
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,152
- Total interior livable area: 1,670 sqft
Kitchen
- Level: Main
- Area: 132
- Dimensions: 12.00 x 11.00
Laundry
- Level: Main
- Area: 99
- Dimensions: 9.00 x 11.00
Living Room
- Level: Main
- Area: 480
- Dimensions: 32.00 x 15.00
Master Bedroom
- Level: Main
- Area: 154
- Dimensions: 11.00 x 14.00
Utility Room
- Level: Lower
- Area: 78
- Dimensions: 6.00 x 13.00
Property
Details
- Parcel number: 1412021601102
Features
- Stories: 2
- Patio & porch: Scrn Porch
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Baldwin Lake
Lot
- Lot size: 0.39 Acres
- Features: Level,Ground Cover
- Lot size dimensions: 48 x 359
Parking
- Total spaces: 2
- Parking features: Garage Faces Rear,Garage Door Opener,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Tornado
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Cass County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $445 | $5,340 |
| Electricity | $188 | $2,259 |
| Total | $3,696 | $44,352 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $595,000 |
| 2026-04-11 | Price change | $625,000 |
| 2026-03-13 | Listed for sale | $645,000 |
| 2016-01-15 | Sold | $275,000 |
| 2006-09-29 | Sold | $328,000 |
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