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334 Mission Terrace Ave, San Marcos, CA, 92069

3beds
3baths
1,469sqft
$749,000
$510price/sqft
$4,751/moest. monthly cost
$190,040/yrincome needed

About This Home

"Price Improvement" Tri-level townhome in San Marcos featuring paid solar, central heating and air conditioning, a whole house fan, and an EV-ready 2-car attached garage with overhead and standing storage racks. The second-floor main living area offers an open layout with a full kitchen, center island, quartz countertops, and included appliances: refrigerator, range, microwave, dishwasher, washer, and dryer. Additional features include a spacious living area, half bathroom, storage closet, and access to a private balcony. The third floor includes all three bedrooms, a laundry area, and additional storage. Two bedrooms feature mirrored closet doors, and the primary suite offers a walk-in closet. Interior upgrades include hardwood flooring, crown molding, recessed lighting, new carpet on stairs, and an alkaline water system under the kitchen sink. Electrical outlets with built-in USB ports are installed in the kitchen, living area, and bedrooms. Community amenities include BBQ and picnic areas and a playground. Conveniently located near shopping, dining, freeway access, and Kaiser Permanente medical facilities.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Richland ElementaryGrades K-51.3 mi
5/10
7/10
Mission Hills High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Tile

Other

  • Builder name: KB Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary,Modern
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,ENERGY STAR Qualified Water Heater,Electric Range,Disposal,Microwave,Refrigerator,Water To Refrigerator,Water Heater,Dryer,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Upper Level

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Dual Sinks,Linen Closet,Quartz Counters,Separate Shower,Walk-In Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Balcony,Crown Molding,Multiple Staircases,Open Floorplan,Quartz Counters,Recessed Lighting,Wired for Data,All Bedrooms Up
  • Door features: Mirrored Closet Door(s)
  • Window features: Blinds,Screens
  • Flooring: Carpet,Wood
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Central,ENERGY STAR Qualified Equipment,Solar
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment,Whole House Fan

Interior Area

  • Total interior livable area: 1,469 sqft

Kitchen

  • Features: Kitchen/Family Room Combo,Quartz Counters

Property

Details

  • Parcel number: 2202105202
  • Attached to another structure: Yes
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: 1
  • Pool features: None
  • Spa features: None
  • Fencing: Wrought Iron
  • Has view: Yes
  • View description: None

Lot

  • Features: Near Park,Over 40 Units/Acre,Near Public Transit

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$148$1,776
Property Taxes $418$5,016
Electricity $398$4,786
Total$4,751$57,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,891/yr
40% on housing$142,530/yr
45% on housing$126,693/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$510This listing

vs Other Active Listings

Avg $/sqft

ZIP 92069$446
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92069$518
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$749,000
2025-12-01Listed for sale$759,500

For Sale by Agent

AgentMonica Rogers
BrokerageColdwell Banker Assoc.Brkr-Mur

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