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299 Jaggers Rd, Mammoth Cave, KY, 42259

1beds
3baths
1,300sqft
$439,000
$338price/sqft
$3,114/moest. monthly cost
$124,560/yrincome needed

About This Home

Don't miss this rare opportunity to own a home situated on four waterfront lots with breathtaking lake views and a desirable low redline. Located in a private community with just four homes, access is provided through a locked entrance, offering added privacy and limited access for property owners. This property offers the perfect blend of seclusion and exclusivity. The main level features an open-concept kitchen and living room designed to maximize the stunning water views. The dining area has its own dedicated space while flowing seamlessly with the rest of the home. Hardwood and tile flooring run throughout the main level and the kitchen is beautifully appointed with custom maple cabinetry with soft close doors and drawers. The spacious primary suite includes a walk-in closet, beautifully tiled walk-in shower, and a conveniently located laundry area. A half bath completes the main level. Step outside onto the screened-in porch, the perfect place to relax with your morning coffee or unwind in the evening while taking in the spectacular views of the lake. The walkout basement offers an abundance of additional living space. While technically unfinished, it is mostly finished and currently includes three rooms being used as sleeping areas, a full bathroom, and a storage area that could easily be finished into a cozy den or additional living space. A wood-burning stove provides the option for a secondary heat source, creating a warm and inviting atmosphere. Outside, you'll find a covered patio that serves as another fantastic space for entertaining family and friends after a day on the lake. An attached one-car garage provides plenty of room to store your vehicle, boat gear, golf cart, and all your lake toys. A dock is available to transfer with Corp of Engineers approval, making it even easier to enjoy everything lake life has to offer. At the bottom of the property, you'll find deeded access on the adjacent lot to the staircase leading down to the dock, providing convenient access to the lake for boating, fishing, swimming, and all your favorite lake activities. Local boat ramp is less than 5 minutes away. Properties offering four waterfront lots, expansive lake views, and a low redline are hard to find. Schedule your private showing today and experience everything this exceptional Nolin Lake property has to offer! Call the listing agents today!!! We KNOW Nolin!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Kyrock Elementary SchoolGrades PK-44.0 mi
7/10
4/10

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Concrete Blk
  • Roof: Metal
  • Construction materials: Cement Siding,Wood Frame,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Part Fin

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Finished area below ground: 104
  • Finished area above ground: 1,196

Full Bathroom

  • Level: Basement

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,196
  • Total interior livable area: 1,300 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 0459900001.02

Features

  • Stories: 1
  • Patio & porch: Screened Porch,Deck,Patio
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 1.70 Acres
  • Features: Irregular Lot,Easement,Cleared,Wooded

Parking

  • Total spaces: 1
  • Parking features: Attached,Entry Rear,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Inland Flooding
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$399$4,788
Property Taxes $342$4,104
Electricity $154$1,850
Total$3,114$37,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,765/yr
40% on housing$93,420/yr
45% on housing$83,040/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 42259$129
Edmonson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 42259$164
Edmonson County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$439,000
2018-04-03Sold$232,500

For Sale by Agent

AgentCarol S Humphrey
BrokerageGreater Nolin Lake Realty Group

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