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3605 Oak Ridge Rd, Crystal Lake, IL, 60012

5beds
3baths
4,336sqft
$1,200,000
$277price/sqft
$9,088/moest. monthly cost
$363,520/yrincome needed

About This Home

Properties like this rarely come along! Lovely five bedroom, three bath ranch home on 10 private acres. The house has been tastefully updated with a newer kitchen, updated baths, freshly painted and new hardwood floors throughout. The home is spacious with a kitchen and dining area open to the vaulted family room & a gas fireplace, The family room overlooks an indoor pool* and three season room. There is abundant storage; two pantries in the kitchen, a mudroom leading out to the barn, main floor laundry, a 3-car garage plus a basement with a workshop and more storage. Perfectly set up for horses with a large (60x180) barn with 8 matted stalls, haylofts, an area large enough to accommodate your trailer or RV and a 60x120 indoor arena! Four separate 4-board fenced pastures with a run-in shed between two pastures, a large flat area for outdoor riding plus acreage in back currently in hay satisfying ag tax discount. Gorgeous views from every window-the peaceful setting has mature oak trees combined with an idyllic equestrian set up. This is the property you've been dreaming of! *Pool is as -is.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
North Elementary SchoolGrades K-52.2 mi
7/10
9/10
Prairie Ridge High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1971

Materials

  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Stainless Steel Appliance(s),Range Hood,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 165
  • Dimensions: 11X15

Bedroom4

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 176
  • Dimensions: 11X16

Bedroom5

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 165
  • Dimensions: 11X15

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 130
  • Dimensions: 10X13

Enclosed Porch

  • Level: Main
  • Area: 225
  • Dimensions: 9X25

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 486
  • Dimensions: 18X27

Features

  • 1st Floor Bedroom
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Foyer

  • Level: Main
  • Area: 72
  • Dimensions: 8X9

Heating & Cooling

  • Heating features: Natural Gas,Steam
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 4,336 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Pantry-Closet,SolidSurfaceCounter,Updated Kitchen),Flooring (Hardwood)
  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Laundry

  • Level: Main
  • Area: 91
  • Dimensions: 7X13

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 247
  • Dimensions: 13X19

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full)
  • Level: Main
  • Area: 176
  • Dimensions: 11X16

Mud Room

  • Level: Main
  • Area: 66
  • Dimensions: 6X11

Office

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 90
  • Dimensions: 9X10

Other

  • Level: Main
  • Area: 864
  • Dimensions: 27X32

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1419326001
  • Special condition: None
  • Horse amenities: Paddocks

Features

  • Stories: 1
  • Pool features: In Ground,Indoor
  • Fencing: Partial,Wood

Lot

  • Lot size: 10 Acres
  • Features: Mature Trees,Pasture
  • Lot size dimensions: 1267x331x1269x332

Parking

  • Total spaces: 3
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$428$5,136
Property Taxes $2,260$27,120
Electricity $333$4,002
Total$9,088$109,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$311,588/yr
40% on housing$272,640/yr
45% on housing$242,346/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 60012$206
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60012$197
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentMary Beth Holsteen
BrokerageBaird & Warner

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