




430 Wagon Creek Loop, Creal Springs, IL, 62922
About This Home
This breathtaking six-bedroom waterfront retreat sits on 1.66 acres with 537 feet of shoreline on Lake of Egypt and panoramic views of the Shawnee National Forest. Offering 6,400 square feet of thoughtfully designed living space, this property blends luxury, function, and investment potential. Inside, you’ll find three private master suites, three additional bedrooms, and six full bathrooms. The spacious main-level kitchen features a large island and flows seamlessly into the dining area, sunroom, and screened-in deck. Perfect for gathering and entertaining. Each master suite is positioned to capture stunning lake and forest views through expansive windows. The fully finished walkout basement adds incredible flexibility with a second full kitchen complete with a 10-foot island, additional living and dining spaces, and ample room for hosting large groups. A gentle slope leads to the private dock with swim platform and boat lift, while the lakeside firepit creates the perfect setting for relaxing evenings. Additional highlights include geothermal HVAC, composite decking, two full laundry rooms with three washers and three dryers, two safe rooms, hot tub, whole-house generator, abundant storage, and an unfinished bonus area above the garage ready for additional living space. The property offers generous parking and enough acreage to build another home or add cabins. Currently operating as a high-performing vacation rental, this property generated over $130,000 in 2025.
Getting Around
Schools
Construction
Condition
- Year built: 2016
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Additional Room
- Level: Main
- Dimensions: 14ft 0in x 12ft 0in
Additional Room2
- Level: Basement
- Dimensions: 23ft 0in x 16ft 0in
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Daylight,Finished,Full
Bedroom1
- Level: Main
- Dimensions: 19ft 0in x 18ft 0in
Bedroom2
- Level: Main
- Dimensions: 15ft 0in x 11ft 0in
Bedroom3
- Level: Main
- Dimensions: 15ft 0in x 14ft 0in
Bedroom4
- Level: Basement
- Dimensions: 22ft 0in x 16ft 0in
Bedroom5
- Level: Basement
- Dimensions: 21ft 0in x 13ft 0in
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 6
- Full bathrooms: 6
Family Room
- Level: Main
- Dimensions: 18ft 0in x 13ft 0in
Features
- Fireplace features: Gas Log
- Fireplace: Yes
Heating
- Heating features: Geothermal
Interior Area
- Total structure area: 3,302
- Total interior livable area: 6,412 sqft
Kitchen
- Level: Main
- Dimensions: 24ft 0in x 22ft 0in
Laundry
- Level: Main
- Dimensions: 16ft 0in x 16ft 0in
Living Room
- Level: Main
- Dimensions: 19ft 0in x 17ft 0in
Main Level
- Area: 3302
Other
- Dimensions: 12ft 0in x 11ft 0in
Other
- Area: 3110
Recreation Room
- Level: Basement
- Dimensions: 40ft 0in x 36ft 0in
Property
Details
- Parcel number: 0204403004
Features
- Patio & porch: Deck
- Exterior features: Dock,Boat Lift
- On waterfront: Yes
- Frontage length: Water Frontage: 537
Lot
- Lot size: 1.66 Acres
- Features: Level
- Lot size dimensions: 537 x 150 x 300 x 150
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,573 | $78,876 |
| Home Insurance * | $1,119 | $13,428 |
| Property Taxes | $1,440 | $17,280 |
| Electricity | $493 | $5,918 |
| Total | $9,625 | $115,500 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-05 | Listed for sale | $1,375,000 |
| 2025-09-20 | Listing removed | $1,600,000 |
| 2025-03-19 | Listed for sale | $1,600,000 |
| 2022-09-30 | Sold | $775,000 |
| 2022-08-01 | Contingent | $775,000 |
| 2022-07-30 | Listed for sale | $775,000 |
