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3108 Timber Run Dr, Columbia, MO, 65203

4beds
3baths
2,621sqft
$498,000
$190price/sqft
$3,333/moest. monthly cost
$133,320/yrincome needed

About This Home

For Sale By Owner – Spacious Columbia Home with Finished Basement Kitchen & Flexible Living Space 4 Bedrooms | 3 Full Bathrooms | 2-Car Garage | Newly Added Basement Kitchen Discover the possibilities at 3108 Timber Run Drive, a spacious Columbia home offering a versatile layout, generous living areas, and a newly added basement kitchen that provides additional options for guests, extended family, entertaining, or a private living space. This home features four bedrooms and three full bathrooms, providing the space and flexibility today's buyers are looking for. The functional design offers room to grow, work from home, host guests, or create separate living areas while maintaining comfort and privacy. Additional updates include modern lighting throughout the home, adding a fresh and updated feel. The two-car garage provides convenient parking and additional storage space. Enjoy the outdoors with a spacious backyard ready for your personal touch—perfect for creating your own garden, play area, or outdoor entertaining space. Priced to sell, the seller is willing to consider buyer concessions with an acceptable offer, providing flexibility for closing costs or future updates. If you're searching for a home that combines space, versatility, and value in Columbia, don't miss the opportunity to see 3108 Timber Run Drive. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
Beulah Ralph ElementaryGrades K-51.5 mi
10/10
9/10

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Other
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Microwave

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,621 sqft

Property

Details

  • Parcel number: 2020000130230001
  • Zoning: Single Family Res

Features

  • Exterior features: Stone,Vinyl

Lot

  • Lot size: 7,601 sqft

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,518$30,216
Home Insurance *$275$3,300
Property Taxes $340$4,080
Electricity $200$2,401
Total$3,333$39,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,274/yr
40% on housing$99,990/yr
45% on housing$88,880/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 65203$190
Boone County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 65203$174
Boone County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Price change$495,000
2026-07-11Listed for sale$498,000
2026-02-02Listing removed$470,000
2025-11-05Price change$470,000
2025-10-13Price change$480,000
2025-08-25Price change$490,000
2025-08-07Listed for sale$500,000
2023-03-30Sold--
2023-01-12Listed for sale$439,000
2020-05-22Sold--
2020-03-17Price change$312,500
2020-01-17Listed for sale$314,900

For Sale by Owner

AgentProperty Owner

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