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281 Maple Ridge Dr, Cleveland, GA, 30528

1beds
1baths
1,088sqft
$385,000
$354price/sqft
$3,068/moest. monthly cost
$122,720/yrincome needed

About This Home

Welcome to "Radiance," where you can enjoy the best of both worlds with a private mountain retreat that also works hard as a high-end investment! This turnkey 1BR/1BA luxurious cabin in a gated community of CEDAR CREEK is the opportunity you've been waiting for, located just 20 minutes from all the dining and attractions in Helen. You’ll love the "wall of windows" that lets the sunshine pour in, the spectacular natural wood finishes, and the gorgeous stone fireplace in the great room. The kitchen is ready for entertaining with granite countertops and stainless appliances, but the real highlight is the stunning, completely renovated oversized shower next to the relaxing Pure Air jacuzzi spa. Whether you’re snuggling up by the fire, challenging your special someone to a game of pool, or relaxing in the infrared sauna and outdoor hydrotherapy spa, this cabin is designed for total relaxation. With an opportunity to continue to have it professionally managed and well-maintained by a local company with an office just two minutes away, the property is a proven income producer! Sold fully furnished and equipped with all appliances and add-ons, your future rental income is secured from day one—you’ll be making money and enjoying your own getaway the moment you close!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
4/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2017

Materials

  • Roof: Metal
  • Construction materials: Cedar,Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence,Residential,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Open Concept

Features

  • Beamed Ceilings,High Ceilings 10 ft Main,High Speed Internet,Vaulted Ceiling(s)
  • Window features: Double Pane Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Factory Built
  • Fireplace: Yes
  • Finished area above ground: 1,088
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,088
  • Total interior livable area: 1,088 sqft

Kitchen

  • Features: Breakfast Bar, Cabinets Other, Eat-in Kitchen, Pantry Walk-In, Stone Counters, View to Family Room

Master Bathroom

  • Features: Double Shower, Vaulted Ceiling(s), Whirlpool Tub

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Bedroom,Accessible Doors,Accessible Entrance,Accessible Full Bath,Accessible Kitchen,Accessible Kitchen Appliances,Accessible Washer/Dryer

Details

  • Parcel number: 078 223
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Rear Porch
  • Exterior features: Balcony,Private Yard
  • Has spa: Yes
  • Spa features: Bath,Private
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 1.54 Acres
  • Features: Mountain Frontage,Private

Parking

  • Total spaces: 2
  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$203$2,436
Property Taxes $700$8,400
Electricity $219$2,637
Total$3,068$36,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,188/yr
40% on housing$92,040/yr
45% on housing$81,813/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 30528$154
White County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 30528
White County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Listed for sale$385,000
2022-08-17Sold$385,000
2022-03-25Sold$385,000
2022-03-07Pending sale$380,000
2022-03-01Listed for sale$380,000
2016-09-23Sold$29,106

For Sale by Agent

AgentMagdalena Young, Keller Williams Realty Atl North
BrokerageKeller Williams Realty Atl North

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