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3970 Lake Point Dr, Muskegon, MI, 49441

4beds
4baths
2,759sqft
$600,000
$217price/sqft
$4,158/moest. monthly cost
$166,320/yrincome needed

About This Home

Tucked away in one of Norton Shores' most desirable neighborhoods, this beautifully maintained home offers the perfect combination of timeless design, generous living space, thoughtful updates, and an exceptional location. Situated on nearly half an acre, this spacious two-story home features over 2,900 square feet of above-grade living space with 4 bedrooms, 3.5 bathrooms. Designed for both comfortable everyday living and effortless entertaining, the inviting floor plan is filled with natural light and enhanced by unique tray ceilings that add architectural character throughout the home. A cozy fireplace anchors the main living area, while the spacious kitchen offers abundant cabinetry and workspace, flowing seamlessly into the dining and living spaces to create a welcoming atmosphere for gatherings. Step outside to your own private backyard retreat featuring a stunning in-ground pool with a brand new pool heater for your convenience. The pool also features an extended shallow end, providing extra space for children to play and everyone to relax. Surrounded by mature landscaping and complemented by generous patio space, this outdoor oasis is perfect for quiet mornings, summer barbecues, and evenings spent with family and friends. The home's thoughtful updates continue into the garage, which features insulated walls, along with its own heating and air conditioning. Additional conveniences include plumbing for an extra sink and a dedicated generator hookup capable of powering the oven, refrigerator, and several kitchen outlets during power outages. Upstairs, the spacious primary suite provides a peaceful retreat, while the additional bedrooms offer flexibility for family, guests, or a home office. The unfinished basement offers endless possibilities for future living space, whether you envision a recreation room, home gym, theater, or additional living quarters. Located within the highly regarded Mona Shores School District and just minutes from Lake Michigan beaches, parks, golf courses, shopping, dining, and expressways, this exceptional property offers the perfect blend of location, comfort, and lifestyle. From its thoughtfully designed interior to its incredible backyard sanctuary, this is a home where lasting memories are made.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
5/10
9/10
Mona Shores High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Shingle
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,759
  • Total interior livable area: 2,759 sqft

Property

Details

  • Parcel number: 27492000003600

Features

  • Stories: 2

Lot

  • Lot size: 0.45 Acres
  • Lot size dimensions: 110 x 185 x 120 x 170

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Muskegon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$275$3,300
Property Taxes $550$6,600
Electricity $300$3,611
Total$4,158$49,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,560/yr
40% on housing$124,740/yr
45% on housing$110,880/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 49441$169
Muskegon County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 49441$170
Muskegon County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$600,000
1995-03-30Sold$25,000

For Sale by Agent

AgentKyle Geenen
BrokerageColdwell Banker Woodland Schmidt

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