See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2118 Nelson St, Saint Peter, MN, 56082

3beds
2baths
1,536sqft
$299,900
$195price/sqft
$2,146/moest. monthly cost
$85,840/yrincome needed

About This Home

**UNDER CONSTRUCTION PATIO SPEC HOME** One-level living with convenient access to Hwy 99 and Hwy 169! This floor plan features an attached 2-car garage and an open-concept design with a vaulted ceiling that enhances the spacious living room, kitchen, and dining area. The kitchen includes granite countertops, stainless steel appliances, soft-close drawers, a pantry, and a tile backsplash. The private primary suite offers a walk-in shower, while both bathrooms feature quartz countertops. Additional highlights include a convenient laundry/mudroom off the garage entrance and many other quality finishes throughout. Ask about the 1-0 Preferred Lender-Paid Rate Buydown Program. Listing photos are of a previously built model. Check with the City of St. Peter if you qualify for the $9,500 TIF program.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
North Elementary SchoolGrades 2-41.1 mi
7/10
St. Peter Middle SchoolGrades 5-81.1 mi
8/10

Construction

Condition

  • Property condition: Under Construction-Spec Home
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: ICFs (Insulated Concrete Forms),Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Informal Dining Room,Open Floorplan
  • Level: Main

Features

  • Kitchen Center Island,Vaulted Ceiling(s),Bath Description: 3/4 Primary,Main Floor Full Bath,Private Primary,3+ Same Floor Bedrooms(L),Main Floor Bedrooms
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,536

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: No Stairs Internal,No Stairs External

Details

  • Parcel number: 198330280
  • Foundation area: 1536

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 60 x 115

Parking

  • Total spaces: 2
  • Parking features: Concrete,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters in Nicollet County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$201$2,412
Property Taxes $259$3,108
Electricity $170$2,050
Total$2,146$25,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,577/yr
40% on housing$64,380/yr
45% on housing$57,226/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 56082$146
Nicollet County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 56082
Nicollet County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-21Listed for sale$299,900
2026-05-12Sold$34,200

New Construction

AgentKatyana Miller
BrokerageMiller Real Estate

Similar Homes